Home Credit installments made easy!
Enter your contact details to have a Home Credit agent assist you.
Get the refreshed Home Credit App!
Online loan app from the Philippines' trusted lending company.
Get The Products You Want in Affordable Installment Loans
Your dream products are within reach with Home Credit installments–no credit card needed.
Mobile Phones
Upgrade to the latest cellphones from Apple, OPPO, Vivo and more!
Computers & Laptops
Bring home your new gaming, professional, or school computer today.
TV & Appliances
Shop now, pay later for the latest TV and other home appliances.
Furniture
Furnish your dream living room, bedroom, kitchen, dining area, and more.
Gadgets & Electronics
Own the latest camera, gaming console, headphones, and other gadgets.
Refrigerator
Avail best refrigerator upgrade via budget-friendly installment!
Washer and Dryer
Speed up laundry time with an affordable washer and dryer for your home!
Basket Shopping
Fill your shopping basket at our partner stores and pay later with light installments!
Tablet
Enjoy high-tech tablet deals for your productivity and entertainment needs!
Air Conditioner
Improve comfort at home with quality air conditioners via affordable installments!
Gym Accessories
Work out with efficient gym accessories that fit your fitness budget!
Stationary Bicycles
Find the best stationary bicycle deals and reach your fitness goals!
Requirements for Home Credit Installment Loans
Ready to make that purchase? Here are some requirements before you apply for a product loan:
Filipino Resident
Product loan applicant must be a Filipino resident, age 18 - 68 years old.
Primary and Secondary IDs
Must have one primary ID that contains your current address.
Source Of Income
Must have an income from reliable sources such as employment, business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
Apply for a product loan in the Home Credit App
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Pre-score yourself at the comfort of your home -
Be notified when your product loan is ready to claim
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View the best deals, offers, and gadgets before going out
Choose where to apply for Home Credit installments at your convenience!
Step 1
Log in to your app and tap the "Product Loan" banner to apply for pre-approval.
Step 2
Go to the store and approach our Sales Associate for assistance. Bring 1 valid ID.
Step 3
Our Sales Associate will process your product loan application.
How to Pay Your Home Credit Installments
Looking for the easiest way to pay your product loan? You can pay with any of these methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and let us automatically process your loan installment payments. Never miss a due date again for your product loan!
Pay On The App
We've got you covered! Download the Home Credit App to pay your product loan installments through your phone.
Pay On The Website
Pay your product loan on our website using your online accounts from our partner banks or your Visa or Mastercard debit card!
Pay Over-The-Counter
Pay your product loan installments offline through our payment partner stores nationwide. Check the loan payment schedule and location of our payment partners here.
Home Credit Protect
Get Home Credit Protect with your product loan to protect your device with a comprehensive plan in case it breaks or malfunctions–have it repaired or replaced, hassle-free!
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Free pick-up and delivery
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Authorized repair centers
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Device replacement
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Fast turnaround time
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Easy service request process
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Peace of mind, anywhere you are
Frequently Asked Questions about Home Credit Product Installments
You can start your loan application via the Home Credit Online Loan App prior to visiting our retail partner stores to continue the process or you can go directly to our retail partner stores and have our Sales Associate or Retail Associate to assist you. To find a store near you, check out our list of retail partners.
Product loan offers are based on your eligibility and credit scoring. After you provide your personal and income details, you may see a product loan offer banner displayed in the Home Credit App.
Interest rates and down payment requirements vary depending on the customer’s profile. You can view more information in our Product Loan Help page and Disclosures.
Yes, as long as you haven’t reached your maximum annuity limit, you may apply for additional product loans.
Yes, you can still apply as long as you haven’t reached the maximum annuity limit set by Home Credit.
