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Apply for a loan, find the best deals, buy load and pay bills -
it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
Hassle-free plans with Home Credit Cash Loan
Renovating your home or funding your emergency expenses?
Whether your loan application is for business or personal
needs, Home Credit is here to make your plans possible. We are
the leading lender when it comes to online loans in the
Philippines. No need to bother walking to a bank and filling
out long paperwork for loans. With Home Credit, online lending
can be done with a few clicks from your own home. Let us help
you get started with our hassle-free, quick and easy loans.
Start your loan application using only an internet connection
and the
Home Credit Mobile app.
With our flexible repayment options, you can choose to repay
your loan in small installments. We have cash loans for
everyone — consider us your financial ally for life.
Quick and easy cash loans!
Your financial ally for life
Get up to P150,000 in online loans for your short-term and
long-term needs. Fund your emergency and investment bank
accounts with this extra budget, which you can get from our
quick and easy mobile app. We’ve helped many with their life
goals, and we’re with you on yours.
Jumpstart your business.
Secure extra funds for emergencies
Invest in health and wellness
Upgrade your home
Payment for school fees
Purchase your dream motorcycle
Jumpstart your business.
Secure extra funds for emergencies
Invest in health and wellness
Upgrade your home
Payment for school fees
Purchase your dream motorcycle
Filipino Citizen
Must be a Filipino citizen aged 18 to 68 years old
Primary and Secondary IDs
Must have at lease 1 valid ID with complete home address.
List of Valid IDs
Proof of Income }
Must have an income from reliable sources such as employment,
business, pension, and remittances.
Customer Eligible for Home Credit
Must be an existing Home Credit customer who received an offer
via SMS.
Three Ways To Apply
Apply for a Cash Loan Now
Choose where to apply at your convenience.
Option A
Apply via the Home Credit Mobile App
Pre-score yourself in the comfort of your home
Be notified when your Cash Loan is ready for claiming
View the best deals, offers, and gadgets before going
out
Get in Touch
Partner Stores
Look for the partner store near you
Option B
Apply via Telesales
Our agents are happy to assist you with your loan
applications from Monday to Sunday, at 8:00AM to 9:00PM.
1 800 10 234 3000
Smart, PLDT, SUN, TNT
1 800 8 905 0303
Globe, TM
(02) 7753 5714
Get in Touch
Partner Stores
Look for the partner store near you
Option C
Apply via Partner Stores
Get in Touch
Partner Stores
Look for the partner store near you
Getting Your Cash Is Easy!
How Can I Claim My Cash?
Once you receive an SMS confirmation, you can claim your Cash
Loan in two easy steps!
Bank Transfer
Credit your cash straight to your own account. View our
list of partner banks.
See List of Partners Stores
See List of Banks
Cash Pick-Up
Claim your cash at any of our partner stores for free.
Check the list to find the branch nearest to you.
See List of Partners Stores
See List of Banks
Things To Remember
Bring (1) Valid ID with a valid address and your reference
number if you will claim your cash through cash pick up at our
disbursement partners.
Your Cash Loan contract will be cancelled if not claimed within
seven (7) days.
Easy payment options
How Can I Pay My Loans?
Looking for the most convenient way to pay your loan
installments?
You can use any of these easy payment methods:
You can use any of these easy payment methods:
Enroll in auto debit
Never miss a payment again! Enroll your account in our
Auto Debit Arrangement and we’ll automatically process
your payments for you.
See List of Partners Stores
See List of Banks
Pay on the mobile app
Whether it's a consumer loan or a Cash Loan, we've got
you covered. Download the Home Credit app to make paying
your installments easier.
See List of Partners Stores
See List of Banks
Pay over the counter
Pay offline through our payment partner stores
nationwide. Due to COVID-19, please check the updated
schedule of our payment partners here.
See List of Partners Stores
See List of Banks
Pay on the website
You can pay your Home Credit Card and loan through our
website using any Mastercard or Visa debit card,
UnionBank account, or BPI account.
See List of Partners Stores
See List of Banks
Mobile app download red
Find the answers to your questions about our Cash Loan product
Frequently Asked Questions for Cash Loan
How will I know if I am qualified to apply for a Cash Loan?
Log in to the My Home Credit App to see if you are eligible for
a Cash Loan offer. You will also receive an offer via call, SMS,
or email.
Was this helpful?
My application for a Cash Loan was rejected. Can I apply again?
Yes. You can only apply again once you receive another Cash Loan
offer from Home Credit.
Was this helpful?
How do I apply for a Cash Loan after I receive an offer?
There are three easy ways to apply: 1. Download and log in to
[My Home Credit App](http://bit.ly/2HE81FS). 2. Visit one of our
[partner stores](/about-us/our-partner-stores/). 3. Call the
Home Credit hotline indicated in the SMS/Email/Push Notification
offers.
Was this helpful?
What is the monthly interest rate that will be applied to my
Cash Loan?
The monthly interest starts at 1.83% add-on rate, depending on
the loan amount and term you will choose. Please also take note
add-on rates applied to your loan will differ per customer.
Was this helpful?
How will I know if my Cash Loan application is approved?
Find out if you're approved in as fast as 1 minute! If you apply
via [My Home Credit App](http://bit.ly/2HE81FS), you’ll receive
a notification after submitting your application. If you apply
via phone or our partner store, you’ll receive an SMS
notification.
Was this helpful?
CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.