Get a Quick Cash Loan Online with Home Credit!
Need to borrow money? Enjoy competitive interest rates and flexible amounts with us.
Check if you are qualified for a cash loan offer today!
Try our Cash Loan Calculator
Get a sample breakdown of your monthly loan payments.
The flexible cash loan for you
Here's why it's worth getting one from us!
Fast personal loan approval
Apply online, disbursed in 1 minute
Safe, convenient processing online!
90% of personal loans, completed digitally
From Php 3,000 to Php 150,000
Flexible amounts for your needs!
Exclusive P500 one-time rebate
When you enroll and pay via Electronic Auto Debit!
Loan Application Made Easy
Already a Home Credit customer? Here are two simple requirements:
Filipino Resident
Loan applicant must be a Filipino resident, age 18 - 68 years old.
Primary and Secondary IDs
Ready To Get A Cash Loan?
Once you receive SMS confirmation, you can claim your cash loan in two ways.
Bank Transfer
Get it credited straight to your bank account. Find your bank from our partners.
Cash Pick-Up
Claim your money at any of our partner stores. Check the list to find the branch nearest to you.
Things To Remember
-
Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners. -
Your contract will be cancelled if not claimed within seven (7) days. Claim your cash as soon as possible.
How To Pay For Your Cash Loan
Use any of these easy methods to pay for your monthly loan installments.
Enroll to Auto Debit Arrangement
Hassle-free payments with our partner banks! Enjoy a one-time P500 rebate on your next cash loan installment when you pay via eADA.
Pay On The Website
Use your Mastercard or Visa debit card, or your bank accounts with our partners.
Pay Over-The-Counter
Pay offline through our payment partner stores nationwide! Check their schedules and locations here.
Get inspired by Filipinos who chose Home Credit Cash Loan as their partner to achieve their life goals.
Frequently Asked Questions
Fill out the form on this page or log in to the Home Credit App to see if you are eligible for an offer. You may also receive an offer via call, SMS, or email.
If you are eligible, you can proceed with your application.
There are three easy ways to apply for a quick loan online:
- Download and log in to the Home Credit App.
- Visit one of our partner stores.
- Call the Home Credit hotline indicated in the SMS/Email/Push Notification offers.
The monthly interest rate for Home Credit Cash Loan starts at 2.32%. Actual rate may vary based on preferred amount and term, per customer.
To get a sample computation, you may refer to our calculator.
Find out if you're approved in as fast as 1 minute!
If you apply via the Home Credit App, you’ll receive a notification after submitting your application.
If you apply via phone or our partner store, you’ll receive an SMS notification.
Yes. You can only apply again once you receive another offer from Home Credit Philippines.
