Get a quick loan online!
Looking for fast cash loans for your financial goals or unexpected expenses? Home Credit's online loans can help! Enjoy competitive interest rates, and flexible cash loan amounts for your needs.
Check if you are qualified for a cash loan offer today!
Try Our Cash Loan Calculator
Want cash and need to know how much your online loan’s monthly payments will be? Use Home Credit’s cash loan calculator to get a sample breakdown!
The flexible, quick cash loan for you
Here's why it's worth getting cash loans from us!
Fast personal loan approval
Get a quick loan online, disbursed in 1 minute
Safe, convenient processing for online loans!
90% of personal loans online, completed digitally
Loans from Php 3,000 to Php 150,000
Flexible cash loan amounts for your needs!
Exclusive P500 one-time rebate on your cash loan
When you enroll and pay via Electronic Auto Debit!
Cash Loan Application Online Made Easy
Already an existing Home Credit customer? Here are two simple requirements before you apply for a loan online.
Filipino Resident
Loan applicant must be a Filipino resident, age 18 - 68 years old.
Primary and Secondary IDs
Ready To Get A Cash Loan?
To get our cash loan, check if you're eligible to borrow money. Once you receive SMS confirmation, you can claim your online loan in the Philippines through two easy steps.
Bank Transfer
Credit your cash loan straight to your own bank account. View our list of partner banks to find the one nearest to you.
Cash Pick-Up
Claim your cash loan at any of our partner stores. Check the list to find the branch nearest to you.
Things To Remember for Your Personal Loan
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Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners. -
Your cash loan contract will be cancelled if not claimed within seven (7) days. Claim your cash loan as soon as possible.
How To Pay For Your Cash Loan
Looking for the most convenient way to pay your online loan in installments? You can use any of these easy cash loan payment methods:
Enroll to Auto Debit Arrangement​
Hassle-free payments with our partner banks anytime, anywhere! Enjoy P500 one-time rebate on your 2nd monthly installment when you enroll & pay via electronic auto debit.
Pay in the App
Whether it’s a product loan or cash loan—we’ve got you covered. Download the Home Credit app to pay your personal loan online through your phone!
Pay On The Website
Pay your cash loan online through the Home Credit website. Use your Mastercard or Visa debit card, BancNet ATM card, UnionBank account, or BPI account.
Pay Over-The-Counter
Pay your cash loan offline through our payment partner stores nationwide. You can check the cash loan payment schedule and location of our payment partners here.
Watch the inspiring stories of Filipinos who chose Home Credit Cash Loan as their partner in achieving their financial goals in life.
Frequently Asked about Home Credit Cash Loans
Fill out the form on this page or log in to the Home Credit App to see if you are eligible for a Home Credit Cash Loan offer. You will also receive an offer via call, SMS, or email.
If you are eligible, you can proceed with your cash loan application.
There are three easy ways to apply for a quick loan online:
- Download and log in to the Home Credit App.
- Visit one of our partner stores.
- Call the Home Credit hotline indicated in the SMS/Email/Push Notification offers.
The monthly interest rate for Home Credit Cash Loan starts at 2.32%. Actual rate may vary based on preferred loan amount and term, per customer.
To get a sample cash loan computation, you may refer to the Cash Loan Calculator.
Find out if you're approved for a Home Credit Cash Loan in as fast as 1 minute!
If you apply via the Home Credit App, you’ll receive a notification after submitting your application.
If you apply via phone or our partner store, you’ll receive an SMS notification.
Yes. You can only apply again once you receive another Cash Loan offer from Home Credit Philippines.
