Shop And Pay With Home Credit Barcode

Know how to pay with Home Credit Barcode with these easy steps! Available to Home Credit Card and Qwarta users only.

3 Easy Steps

How To Pay For In-Store Transactions Using Home Credit Barcode

Step 1: Open the My Home Credit App and tap the QR Scanner icon

Step 1: Open the My Home Credit App and tap the QR Scanner

You may also tap the universal QR button found at the bottom.

Step 2: Tap "Generate Barcode" icon

Step 2: Tap "Generate Barcode"

Tap this at the bottom of the QR Scanner screen.

Step 3: Present the Home Credit Barcode to the cashier and that's it! icon

Step 3: Present the Home Credit Barcode to the cashier and that's it!

Effortlessly complete your purchase by presenting the HC Barcode to the cashier and claim your official receipt!

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Frequently Asked Questions

HC Barcode is a unique barcode generated in the My Home Credit app. Present it at partner outlets like Puregold and effortlessly use Home Credit for your purchases.

If you have an HC Credit Card or use HCQWARTA, and you're registered on the My Home Credit app, you're all set to use HC Barcode Payment!

Currently, only Puregold branches accept the HC Barcode. However, we are actively working to broaden our partner network so you can use your Home Credit in even more locations. Stay informed about our latest updates by following us on our social media platforms.

To generate a HC Barcode in My Home Credit app, simply follow the steps below:
1. Open the My Home Credit app and tap ‘Pay QR’ on the dashboard.
2. On the 'QR Scanner' screen, select 'Generate Barcode'.
3. Your HC Barcode will appear. Remember, it refreshes every two minutes.
4. Show the HC Barcode to the cashier for payment.
5. Upon successful payment, you'll see a 'Transaction Complete' screen in your app.

Using HC Barcode should not incur additional fees, aside from what was charged to you by the store.

4. Show the HC Barcode to the cashier for payment.

5. Upon successful payment, you'll see a 'Transaction Complete' screen in your app.

Using HC Barcode should not incur additional fees, aside from what was charged to you by the store.

The cashier will notify you once s/he has successfully processed your payment. Additionally, you will receive an in-app notification when your HC Credit Card or HCQWARTA has been charged for the transaction.

You may coordinate with the partner store for a refund request, or fill out our Dispute Form which can be downloaded from Dispute Form Download Link

Then, send it to disputeresolution@homecredit.ph together with all the supporting documents relating to the request.

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