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Apply for a loan, find the best deals, buy load and pay bills -
it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!

Pay over-the-counter through stores near you for easy payments
Pay your Home Credit loans over the counter by visiting any of our
partner stores. For a hassle-free payment, fill out the form and let a
representative assist you. We're ready to assist you over the counter
for your Home Credit loan!
View Payment Channels
Categories:
Payment Partner
Rustan's
Touchpay
RCBC Online
RCBC ATM
Visa/Mastercard
TrueMoney
Villarica Pawnshop
Digipay
SM Bills Payment
RCBC over-the-counter
BDO over-the-counter
Paymaya
BDO Online
BDO ATM






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3 Easy Steps
How do I pay over-the-counter?
Step 1
Visit preferred store
Visit your preferred over-the-counter store. We have 39,000+
partners nationwide.
Step 2
Fill out the form
Fill out the payment form at your preferred store with “Biller
Name” as “Home Credit” and other required details. Submit the
form to the partner store staff or teller.
Step 3
Payment successful!
Collect your receipt from the representative, then recheck the
details. If everything is in order, you have successfully
completed your Home Credit payment. Payment transaction will
reflect on the My Home Credit App within 24 hours.
Mobile app download red


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Things To Remember
Payment Guidelines
Follow these guidelines while paying your installments
Loan Account Number
Loan Account number as stated in the Payment Schedule shall be
used as reference number to ensure that payment will be posted
on the right contract.
3 Days Ahead
To prevent any unnecessary delays and due to standard payment
processing time it is recommended that payments are made 3
days before the due date
Transactions Fee
When making a payment in certain payment channels, the
customer shall pay applicable transaction fee, if there’s any.
Direct payments to Home Credit have no processing fee.
Retain Receipts
Customers are advised to retain receipts until payment for the
loaned amount is completed. When paying to Field Officer,
always ask for payment receipt
Check Your Payment Schedule
Check payments or any other modes of payment not indicated in
your payment schedule will not be accepted
Early Repayment Options
Partial Early Repayment
Full Early Repayment
Frequently Asked Questions