• / logo
  • Apply
  • Pay with Home Credit
  • Promos
  • Marketplace
  • Help Center
  • About Us
  • Get The AppLoginSearch icon

Pay Over-The-Counter

We are right where you are! Pay your loan installment from any of our 2,500 payment partner channels nationwide.
Learn More
pay-over-the-counter_banner.png
Pay over-the-counter through stores near you for easy payments
Pay over-the-counter through stores near you for easy payments
Pay your Home Credit loans over the counter by visiting any of our partner stores. For a hassle-free payment, fill out the form and let a representative assist you. We're ready to assist you over the counter for your Home Credit loan!
View Payment Channels
Categories:
Payment Partner
Rustan's
Touchpay
RCBC Online
RCBC ATM
Visa/Mastercard
TrueMoney
Villarica Pawnshop
Digipay
SM Bills Payment
RCBC over-the-counter
BDO over-the-counter
Paymaya
BDO Online
BDO ATM
maya maya
 711 711
Shopee Shopee
Palawan Express Palawan Express
USSC USSC
left image
https://www.youtube.com/embed/Dnkcg86_2bQ
3 Easy Steps

How do I pay over-the-counter?

LogoLeft
Step 1
Visit preferred store
Visit your preferred over-the-counter store. We have 39,000+ partners nationwide.
LogoLeft
Step 2
Fill out the form
Fill out the payment form at your preferred store with “Biller Name” as “Home Credit” and other required details. Submit the form to the partner store staff or teller.
LogoLeft
Step 3
Payment successful!
Collect your receipt from the representative, then recheck the details. If everything is in order, you have successfully completed your Home Credit payment. Payment transaction will reflect on the My Home Credit App within 24 hours.
Mobile app download red
###### Apply for a loan, find the best deals, buy load and pay bills - it's all here! ## Start your Home Credit journey today! ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) Avail a Product Loan at 0% interest terms or discounts up to 50% ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) Get pre-approved in 1 minute and pay flexible terms up to 18 months ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) View your loan details. Track and schedule your payments at home ###### Experience pocket power at your fingertips. Download the Home Credit App and start browsing your 0% interest deal!
https://play.google.com/store/apps/details?id=ph.homecredit.myhomecredit&referrer=utm_source%3Dwebsite%26utm_medium%3Dgoogle-play-button%26utm_content%3Ddownload%26utm_campaign%3Dwebsite-downloads Group 238@2x.png
mobile app new.png
left image
https://www.youtube.com/embed/Dnkcg86_2bQ
Things To Remember

Payment Guidelines

Follow these guidelines while paying your installments
LogoLeft
Loan Account Number
Loan Account number as stated in the Payment Schedule shall be used as reference number to ensure that payment will be posted on the right contract.
LogoLeft
3 Days Ahead
To prevent any unnecessary delays and due to standard payment processing time it is recommended that payments are made 3 days before the due date
LogoLeft
Transactions Fee
When making a payment in certain payment channels, the customer shall pay applicable transaction fee, if there’s any. Direct payments to Home Credit have no processing fee.
LogoLeft
Retain Receipts
Customers are advised to retain receipts until payment for the loaned amount is completed. When paying to Field Officer, always ask for payment receipt
LogoLeft
Check Your Payment Schedule
Check payments or any other modes of payment not indicated in your payment schedule will not be accepted
Early Repayment Options
Image
Partial Early Repayment
Check ico
You can make a Partial Early Repayment of your loan if these eligibility requirements are met:
Check ico
It has been 15 days since you have signed your loan contract.
Check ico
The advance payment would cover at least 2 months’ worth of monthly installments.
Check ico
Interest and insurance will be waived for the months that will be covered by the partial early repayment.
Check ico
If you wish to make a Partial Early Repayment, please inform our Customer Service Department first through chat using the My Home Credit App or Contact Us page.
Image
Full Early Repayment
Check ico
You have 2 options if you wish to make a Full Early Repayment of your loan:
Check ico
Cooling Off Period: Full Early Repayment within the first 15 days after signing
Check ico
If you decide to finish the loan within the first 15 days after contract signing, you can repay the full loan amount without any fees and interest. To process it, call our Customer Service Hotline at (02) 7753 5711.
Check ico
If you decide to finish the loan in full, you can pay the remaining balance without future interest provided that your account is not past due.
Frequently Asked Questions
Visit Our Help Center faq-help-icon
HomeCreditLogo.svg
CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.
What We Offer?
Product Loans
Cash Loans
Qwarta
Credit Card
How To Pay With Home Credit?
Pay With QR
Shop Online
Pay Bills
Buy Load
Pay With Qwarta
For Customers
FAQs
Privacy Notice
Terms and Conditions
About Home Credit
Corporate
Merchant Partners
Our Offices
Careers
©2022 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.