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Pay over-the-counter through stores near you for easy payments
Pay your Home Credit loans over the counter by visiting any of our partner stores. For a hassle-free payment, fill out the form and let a representative assist you. We're ready to assist you over the counter for your Home Credit loan!
View Payment Channels
SM Bills Payment
3 Easy Steps
How do I pay over-the-counter?
Visit preferred store
Visit your preferred over-the-counter store. We have 39,000+ partners nationwide.
Fill out the form
Fill out the payment form at your preferred store with “Biller Name” as “Home Credit” and other required details. Submit the form to the partner store staff or teller.
Collect your receipt from the representative, then recheck the details. If everything is in order, you have successfully completed your Home Credit payment. Payment transaction will reflect on the My Home Credit App within 24 hours.
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Things To Remember
Follow these guidelines while paying your installments
Loan Account Number
Loan Account number as stated in the Payment Schedule shall be used as reference number to ensure that payment will be posted on the right contract.
3 Days Ahead
To prevent any unnecessary delays and due to standard payment processing time it is recommended that payments are made 3 days before the due date
When making a payment in certain payment channels, the customer shall pay applicable transaction fee, if there’s any. Direct payments to Home Credit have no processing fee.
Customers are advised to retain receipts until payment for the loaned amount is completed. When paying to Field Officer, always ask for payment receipt
Check Your Payment Schedule
Check payments or any other modes of payment not indicated in your payment schedule will not be accepted
Early Repayment Options
Partial Early Repayment
Full Early Repayment
Frequently Asked Questions