Auto-Debit Arrangement (ADA)

Payment Methods

Online Enrollment Learn more
Online Enrollment Learn more
Online Enrollment Learn more
Online Enrollment Learn more

How and where to pay​

Use any of these payment methods to pay your installments

Enroll to Auto Debit Arrangement

Forgot your due date and got charged late fee? Hate walking over to a payment center, and pay an additional transaction fee when paying for you Home credit payments? Time to say Never again!

Enroll your BDO, BPI, Metrobank, Security Bank, RCBC, PNB or Union Bank account to auto-debit arrangement.

Learn More

Enroll to Auto Debit Arrangement using Visa/Master Debit Card

Want a convenient payment method using your debit card? We got you! You can enroll your Home Credit loans to Auto Debit Arrangement through your My Home Credit App using any Mastercard or Visa debit card.

Learn More

Pay Online

Looking for ways to conveniently pay for your Home Credit account? We got you! You can pay your Home Credit Card and loan through our website using any Mastercard or Visa debit card, Bancnet ATM card, UnionBank, and BPI account.

Learn More

Pay Over-the-Counter

Pay your loan amount due offline through or payment partner stores nationwide. Due to Covid-19, Check the updated schedule of your payment partners here.

Learn More Learn More

Manual Enrollment

You can simply pay your installments through Unionbank. Just enroll your Unionbank account in auto-debit arrangement which can be done anytime, anywhere. To proceed, just follow the following instructions:

    1. Download and print the ADA form.
    2. Fill out the form with your bank details.
    3. Sign the form (preferably using a pen with a blue ink).
    4. Scan or take a picture of the signed ADA form. Note: Make sure that the form is clear, readable and fully captured.
    5. Send the scanned/captured ADA Form via email at PH.Ada@homecredit.ph with the subject: ADA_Your Name_Your Loan Account Number (Sample: ADA_Juan Dela Cruz_3800000001)
    6. Send the originally signed ADA form in our Office in Vertis or in the nearest Home Credit partner store in your area.

ATTENTION: Payments team
ADDRESS: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon City
Contact person: Payments team, 7753 5711

Download ADA Form

Enroll your BPI account to Auto-Debit Arrangement for your loans using your BPI App or online banking today! Just follow these easy steps:

  1. Go to your BPI App. On the tile menu, scroll down and choose “Auto Debit Arrangement” or visit the BPI eADA webpage in this link https://bpi-ada.com/
  2. Select the biller to be enrolled – Home Credit
  3. Read the Terms and Conditions, scroll down to last line then click ‘I agree’ box and ‘Continue’ button
  4. Input your 10-digit Loan Account Number as Reference Number for the chosen Biller then click ‘Next’
  5. Select one from your eligible BPI peso accounts displayed then click ‘Next’
  6. Your BPI-registered mobile number where you will expect the SMS containing the One-Time-PIN (OTP) will be shown. If confirmed correct, tick ‘Yes, send me the code’.
  7. Encode the OTP sent to you BPI registered number and click ‘Submit’
  8. A Confirmation screen will be shown. An email confirmation will also be sent to your BPI-registered email address.

Download User Guide

You can simply pay your installments through BPI. Just enroll your BPI account in auto-debit arrangement which can be done anytime, anywhere. To proceed, just follow the following instructions:

  1. Download and print the ADA form.
  2. Fill out the form with your bank details.
  3. Sign the form (preferably using a pen with a blue ink).
  4. Scan or take a picture of the signed ADA form. Note: Make sure that the form is clear, readable and fully captured.
  5. Send the scanned/captured ADA Form via email at PH.Ada@homecredit.ph with the subject: ADA_Your Name_Your Loan Account Number (Sample: ADA_Juan Dela Cruz_3800000001)
  6. Send the originally signed ADA form in our Office in Vertis or in the nearest Home Credit partner store in your area.ADDRESS: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon CityContact person: Payments team, 7753 5711

Download ADA Form

Enroll your Metrobank account to Auto-Debit Arrangement for your loans using your Metrobank App or online banking today! Just follow these easy steps:

  1. Log in to the Metrobank app.
  2. Go to Real Time Debit.
  3. Click ‘+’ to create a new request.
  4. Review the terms of the agreement and click ‘I Agree’.
  5. Browse and select HC Consumer Finance Philippines Inc from the list.
  6. Enter the Subscriber Number (10-digit loan account number) and Account Alias, then click Next.
  7. Select the Account Number to be enrolled as debit account.
  8. Review if all information is correct, then click Submit.
  9. Submit the one-time password (OTP).

Download User Guide

You can simply pay your installments through Metrobank. Just enroll your Metrobank account in auto-debit arrangement which can be done anytime, anywhere. To proceed, just follow the following instructions:

  1. Download and print the ADA form.
  2. Fill out the form with your bank details.
  3. Sign the form (preferably using a pen with a blue ink).
  4. Scan or take a picture of the signed ADA form. Note: Make sure that the form is clear, readable and fully captured.
  5. Send the scanned/captured ADA Form via email at PH.Ada@homecredit.ph with the subject: ADA_Your Name_Your Loan Account Number (Sample: ADA_Juan Dela Cruz_3800000001)
  6. Send the originally signed ADA form in our Office in Vertis or in the nearest Home Credit partner store in your area.

    ADDRESS: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon City

    Contact person: Payments team, 7753 5711

Download ADA Form

Manual Enrollment

You can simply pay your installments through Security Bank. Just enroll your Security Bank account in auto-debit arrangement which can be done anytime, anywhere. To proceed, just follow the following instructions:

  1. Download and print the ADA form.
  2. Fill out the form with your bank details.
  3. Sign the form (preferably using a pen with a blue ink).
  4. Scan or take a picture of the signed ADA form. Note: Make sure that the form is clear, readable and fully captured.
  5. Send the scanned/captured ADA Form via email at PH.Ada@homecredit.ph with the subject: ADA_Your Name_Your Loan Account Number (Sample: ADA_Juan Dela Cruz_3800000001)
  6. Send the originally signed ADA form in our Office in Vertis or in the nearest Home Credit partner store in your area.

    ADDRESS: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon City

    Contact person: Payments team, 7753 5711

Download ADA Form

Enroll your RCBC account in Auto-Debit Arrangement for your loans via RCBC online banking today! Just follow these easy steps:

  1. Visit https://www.rcbconlinebanking.com/
  2. On the main screen, click “Pay bills
  3. On the upper corner, select Auto Debit Arrangement
  4. Click “+Add new
  5. Select biller and account to be enrolled, input 10-digit HC loan account number then click Continue
  6. Read the T&C and click I Agree to the Terms & Conditions
  7. Enter the OTP received via SMS
  8. A pop-up screen for successful submission of ADA Enrollment will appear

Download User Guide

You can simply pay your installments through RCBC. Just enroll your RCBC account in auto-debit arrangement which can be done anytime, anywhere. To proceed, just follow the following instructions:

  1. Download and print the ADA form.
  2. Fill out the form with your bank details.
  3. Sign the form (preferably using a pen with a blue ink).
  4. Scan or take a picture of the signed ADA form. Note: Make sure that the form is clear, readable and fully captured.
  5. Send the scanned/captured ADA Form via email at PH.Ada@homecredit.ph with the subject: ADA_Your Name_Your Loan Account Number (Sample: ADA_Juan Dela Cruz_3800000001)
  6. Send the originally signed ADA form in our Office in Vertis or in the nearest Home Credit partner store in your area.ADDRESS: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon CityContact person: Payments team, 7753 5711

Download ADA Form

Manual Enrollment

You can simply pay your installments through PNB. Just enroll your PNB account in auto-debit arrangement which can be done anytime, anywhere. To proceed, just follow the following instructions:

  1. Download and print the ADA form.
  2. Fill out the form with your bank details.
  3. Sign the form (preferably using a pen with a blue ink).
  4. Scan or take a picture of the signed ADA form. Note: Make sure that the form is clear, readable and fully captured.
  5. Send the scanned/captured ADA Form via email at PH.Ada@homecredit.ph with the subject: ADA_Your Name_Your Loan Account Number (Sample: ADA_Juan Dela Cruz_3800000001)
  6. Send the originally signed ADA form in our Office in Vertis or in the nearest Home Credit partner store in your area.

    ADDRESS: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon City

    Contact person: Payments team, 7753 5711

Download ADA Form

Enroll your BDO account to Auto-Debit Arrangement for your loans using your BDO App or online banking today! Just follow these easy steps:

Biller enrollment

  1. Log in to your BDO Personal Online Banking Application.
  2. Go to More and click on Enrollment Services.
  3. Click on Enroll Company/Biller.
  4. Fill-in the Details under Enroll Company/ Biller.
  5. Under Company Biller, search for “HC Consumer” and Select the Institution Name.
  6. Type in the Subscriber Number (10-digit loan account number), Subscriber Name and Preferred Nickname then click on Continue.
  7. Confirm the details submitted. Once confirmed, click on Continue.
  8. A confirmation of successful enrollment will appear.

eADA enrollment

  1. Under My Accounts, click on Pay Bills.
  2. Under Bills Payment, choose the account to debit from Pay From and Click on Pay this Company/Biller
  3. Go to the list of Enrolled Billers and Select the Institution Name HC Consumer Finance Philippines Inc.
  4. Type in the Payment Schedule, Amount, Remarks and click on Continue.
  5. Payment Schedule – Choose Regular Schedule Date (for monthly auto-debit)
  6. Choose frequency – Monthly
  7. Input the start and end month, day and year of your payment – depending on your payment terms with Home Credit
  8. A confirmation of the payment will appear on the next screen.

Download User Guide

You can simply pay your installments through BDO. Just enroll your BDO account in auto-debit arrangement which can be done anytime, anywhere. To proceed, just follow the following instructions:

  1. Download and print the ADA form.
  2. Fill out the form with your bank details.
  3. Sign the form (preferably using a pen with a blue ink).
  4. Scan or take a picture of the signed ADA form. Note: Make sure that the form is clear, readable and fully captured.
  5. Send the scanned/captured ADA Form via email at PH.Ada@homecredit.ph with the subject: ADA_Your Name_Your Loan Account Number (Sample: ADA_Juan Dela Cruz_3800000001)
  6. Send the originally signed ADA form in our Office in Vertis or in the nearest Home Credit partner store in your area.

    ADDRESS: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon City

    Contact person: Payments team, 7753 5711

Download ADA Form