Buy the products you deserve in affordable monthly installments with Home Credit Loan

Buy the products you deserve in affordable monthly installments with Home Credit Loan

From home improvements, gadget updates to recreational purposes, transportation, or more, we make it easy for you to take you desired products home. Now, you can get them in easy monthly installments - no credit card needed!

With Home Credit, there's always a better way to purchase your dream item.

Installment without a credit card

Enjoy flexible loan payment terms and get your dream item in easy monthly installment without the need of a credit card.

Fast and easy application
Apply for approval within just a few minutes all you need is your 2 valid IDs
Easy repayment
Repay with auto-debit arrangement, online or through our partner over-the-counter channels nationwide.

Must be a Filipino citizen whose age is from 18 – 68 years old.

Fast and easy application

Apply for approval within just a few minutes all you need is your 2 valid IDs.

Easy repayment

Repay with auto-debit arrangement, online or through our partner over-the-counter-channels nationwide.

Frequently Asked Questions

Home Credit Loan allows you to buy any product or consumer good in affordable monthly installments instead of paying the full price in one transaction.

No, we don’t require a collateral.

We have partner stores that offer a wide range of products and consumer goods. You can buy mobile phones, laptops, furniture, gadgets & electronics, musical instruments, bikes and more!

You can buy any brand as long as it’s available at our partner stores

Yes! Most partner stores offer bundling. You can purchase up to three items provided they are not the same item type and subject for approval.

Check out our <link> list of partner stores