Get a quick cash loan online!
Need money for your financial goals or unexpected expenses? Home Credit can help! Enjoy competitive interest rates and flexible amounts for your needs.
Check if you are qualified for a cash loan offer today!
Try our Cash Loan Calculator
Need to know how much your monthly payments will be? Try our loan calculator to get a sample breakdown!
The flexible, quick cash loan for you
Here's why it's worth getting one from us!
Fast personal loan approval
Apply online, disbursed in 1 minute
Safe, convenient processing online!
90% of personal loans, completed digitally
From Php 3,000 to Php 150,000
Flexible amounts for your needs!
Exclusive P500 one-time rebate
When you enroll and pay via Electronic Auto Debit!
Cash Loan Application Online Made Easy
Already an existing Home Credit customer? Here are two simple requirements before you apply.
Filipino Resident
Loan applicant must be a Filipino resident, age 18 - 68 years old.
Primary and Secondary IDs
Ready To Get A Cash Loan?
Check if you're eligible to borrow money! Once you receive SMS confirmation, you can claim your cash loan in two ways.
Bank Transfer
Get it credited straight to your own bank account. View our list of partner banks to find yours.
Cash Pick-Up
Claim your money at any of our partner stores. Check the list to find the branch nearest to you.
Things To Remember
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Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners. -
Your contract will be cancelled if not claimed within seven (7) days. Claim your cash as soon as possible.
How To Pay For Your Cash Loan
Looking for the most convenient way to pay your online loan in monthly installments? You can use any of these easy payment methods:
Enroll to Auto Debit Arrangement​
Hassle-free payments with our partner banks anytime, anywhere! Enjoy P500 one-time rebate on your 2nd monthly installment when you enroll & pay via electronic auto debit.
Pay in the App
We’ve got you covered. Download the Home Credit app to pay your personal loan through your phone!
Pay On The Website
Pay online through the Home Credit website. Use your Mastercard or Visa debit card, or your bank accounts with our partners.
Pay Over-The-Counter
Pay offline through our payment partner stores nationwide. You can check the schedule and location of our payment partners here.
Watch the inspiring stories of Filipinos who chose Home Credit Cash Loan as their partner in achieving their financial goals in life.
Frequently Asked Questions
Fill out the form on this page or log in to the Home Credit App to see if you are eligible for an offer. You may also receive an offer via call, SMS, or email.
If you are eligible, you can proceed with your application.
There are three easy ways to apply for a quick loan online:
- Download and log in to the Home Credit App.
- Visit one of our partner stores.
- Call the Home Credit hotline indicated in the SMS/Email/Push Notification offers.
The monthly interest rate for Home Credit Cash Loan starts at 2.32%. Actual rate may vary based on preferred amount and term, per customer.
To get a sample computation, you may refer to our calculator.
Find out if you're approved in as fast as 1 minute!
If you apply via the Home Credit App, you’ll receive a notification after submitting your application.
If you apply via phone or our partner store, you’ll receive an SMS notification.
Yes. You can only apply again once you receive another offer from Home Credit Philippines.
