Get a quick cash loan online!

Need money for your financial goals or unexpected expenses? Home Credit can help! Enjoy competitive interest rates and flexible amounts for your needs.

Check if you are qualified for a cash loan offer today!

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Try our Cash Loan Calculator

Need to know how much your monthly payments will be? Try our loan calculator to get a sample breakdown!

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The flexible, quick cash loan for you

Here's why it's worth getting one from us!

Fast personal loan approval icon

Fast personal loan approval

Apply online, disbursed in 1 minute

Safe, convenient processing online! icon

Safe, convenient processing online!

90% of personal loans, completed digitally

From Php 3,000 to Php 150,000 icon

From Php 3,000 to Php 150,000

Flexible amounts for your needs!

 Exclusive P500 one-time rebate icon

Exclusive P500 one-time rebate

When you enroll and pay via Electronic Auto Debit!

How It Works

Cash Loan Application Online Made Easy

Already an existing Home Credit customer? Here are two simple requirements before you apply.

Filipino Resident icon

Filipino Resident

Loan applicant must be a Filipino resident, age 18 - 68 years old.

Primary and Secondary IDs icon

Primary and Secondary IDs

A Simple Claiming Process

Ready To Get A Cash Loan?

Check if you're eligible to borrow money! Once you receive SMS confirmation, you can claim your cash loan in two ways.

Bank Transfer

Get it credited straight to your own bank account. View our list of partner banks to find yours.

Cash Pick-Up

Claim your money at any of our partner stores. Check the list to find the branch nearest to you.

Things To Remember

  • Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners.
    Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners.
  • Your contract will be cancelled if not claimed within seven (7) days. Claim your cash as soon as possible.
    Your contract will be cancelled if not claimed within seven (7) days. Claim your cash as soon as possible.

How To Pay For Your Cash Loan

Looking for the most convenient way to pay your online loan in monthly installments? You can use any of these easy payment methods:

Enroll to Auto Debit Arrangement​

Hassle-free payments with our partner banks anytime, anywhere! Enjoy P500 one-time rebate on your 2nd monthly installment when you enroll & pay via electronic auto debit.

Pay in the App

We’ve got you covered. Download the Home Credit app to pay your personal loan through your phone!

Pay On The Website

Pay online through the Home Credit website. Use your Mastercard or Visa debit card, or your bank accounts with our partners.

Pay Over-The-Counter

Pay offline through our payment partner stores nationwide. You can check the schedule and location of our payment partners here.

Watch the inspiring stories of Filipinos who chose Home Credit Cash Loan as their partner in achieving their financial goals in life.

Para sa Edukasyon, Para sa Life!

Dahil sa Home Credit Cash Loan, nagkaroon ng panimula sa pangmatrikula sa eskwela si Nanay Rowena at Imie para sa pamilya. Ngayon, nakapagpatapos na at napagpapa-aral pa niya ang kanyang mga anak!

Para kay Kuya

Kasama ni Cherry Joy ang Home Credit Cash Loan sa hirap at ginhawa kaya naman sa aming 9th Anniversary, isang munting surpresa ang hinanda namin para sa kanya!

Para sa Inyo, Mga Anak

Kasama ninyo ang Home Credit Cash Loan sa mga pagsubok at tagumpay tulad ng ating loyal customer na si Vivien. Bilang pasasalamat, may munting handog kami para sa kanya.

Para kay Tatay

Saludo kami sa mga breadwinners tulad ni Angela! Pero kahit breadwinner, kailangan ng kaagapay sa buhay. Mabuti at kasama niya sa pagsubok sa buhay ang Home Credit Cash Loan. Sa aming 9th anniversary, may munting handog kami para sa kanya!

Frequently Asked Questions

Fill out the form on this page or log in to the Home Credit App to see if you are eligible for a Home Credit Cash Loan offer. You will also receive an offer via call, SMS, or email.

If you are eligible, you can proceed with your cash loan application.

There are three easy ways to apply for a quick loan online:

  1. Download and log in to the Home Credit App.
  2. Visit one of our partner stores.
  3. Call the Home Credit hotline indicated in the SMS/Email/Push Notification offers.

The monthly interest rate for Home Credit Cash Loan starts at 2.32%. Actual rate may vary based on preferred loan amount and term, per customer. 

To get a sample cash loan computation, you may refer to the Cash Loan Calculator.

Find out if you're approved for a Home Credit Cash Loan in as fast as 1 minute!

If you apply via the Home Credit App, you’ll receive a notification after submitting your application.

If you apply via phone or our partner store, you’ll receive an SMS notification.

Yes. You can only apply again once you receive another Cash Loan offer from Home Credit Philippines.

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