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Pay Bills

Learn how to apply, manage, and pay for your bills online
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FAQ

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GENERAL INQUIRY
Pay Bill is a new feature availabe in My Home Credit app that lets you pay for your bills with over 3000 billing partners.
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All Home Credit customers with a registered account in the My Home Credit app can use the Pay Bill feature provided they have a Home Credit Card and a Home Credit Qwarta.
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Make sure to update your My Home Credit app to the latest version and simply follow these easy steps: 1. Tap Pay Bills in the dashboard of your My Home Credit app. 2. Select the category of the billing partner you want to pay. 3. Enter your billing details (i.e. account name, account number and the amount to pay). 4. Choose the payment method you want to use and confirm your payment details. 5. A receipt will pop-up once your payment is successful.
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If the amount was deducted from your selected payment option and you still receive an error message, please send an e-mail to info@homecredit.ph for proper resolution and include the transaction reference number and a screenshot of the error message.
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You may try again and if error is persistent, send an e-mail to info@homecredit.ph and include a screenshot of the error message.
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Download or update to the latest version of the My Home Credit app. Make sure that your Home Credit Card or Qwarta has sufficient balance to cover your bill. Lastly, be ready with the billing details.
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Zero fees!
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Some billing partners may take up to 3 business days before your payment is posted. If your payment is still not posted after 3 business days, you may send an e-mail to info@homecredit.ph with the name of the billing partner, the transaction number, and the date and time you made your payment to help you trace your payment.
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Payments may not push through possibly because the balance on your payment option is insufficient or there is an issue with the billing information provided. If you feel you have this covered, feel free to send an e-mail to info@homecredit.ph for further assistance.
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Tutorials

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Additional Resources

Want more info? Find out more by downloading these documents.
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Card Terms & Conditions
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Dispute Form
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Fees & Charges
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Rebate Terms & Conditions
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Card Terms & Conditions
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Card Terms & Conditions
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Card Terms & Conditions
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Card Terms & Conditions
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Fees & Charges
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Fees & Charges
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Certificate of Registration (COR)
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Certificate of Business Name Registration (DTI/SEC)
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Partner Doc 2
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Business Permit
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Secretary's Certificate / Special Power of Attorney
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Partner Resource Doc 1
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Partner Resource Doc 2
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Partner Resource Doc 3
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Partner Resource Doc 4
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Partner Resource Doc 5
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Partner Resource Doc 6
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Test Document 1
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Test Document 2
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POS General T&C
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Cash Loan
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HC Pay
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Retailer's Valid Government ID
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Store Manager's Valid ID
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POS Photo
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Cash Loan May 2019
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Data Privacy Agreement (Corporation)
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Data Privacy Agreement (Sole Proprietorship)
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Home Credit Pay QR Payment (General Terms and Conditions)
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Home Credit Pay Payment Gateway (General Terms & Conditions)
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Home Credit Pay QR and Online Payment Gateway (Application for Merchant Cooperation)
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ALDI Dealership Cooperation Agreement (General Terms & Condition for GOODS ONLY)
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ALDI Dealership Cooperation Agreement (General Terms & Condition for GOODS and SERVICES)
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Non-ALDI Dealership Cooperation Agreement (General Terms & Condition for GOODS ONLY)
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Non-ALDI Dealership Cooperation Agreement (General Terms & Condition for GOODS and SERVICES)
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Cash Loan Jun 2021
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Cash Loan Oct 2018
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Loan Agreement
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T&C 2015
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POS May 2019
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POS June 2021
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POS Oct 2018
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POS Loan Agreement
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POS Specific T&C
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POS 2015
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Qwarta T&C
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Credit Card T&C
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Credit Card Dispute
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Credit Card Rebate
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Online Portal
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###### Apply for a loan, find the best deals, buy load and pay bills - it's all here! ## Start your Home Credit journey today! ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) Avail a Product Loan at 0% interest terms or discounts up to 50% ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) Get pre-approved in 1 minute and pay flexible terms up to 18 months ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) View your loan details. Track and schedule your payments at home ###### Experience pocket power at your fingertips. Download the Home Credit App and start browsing your 0% interest deal!
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©2022 All Rights Reserved. Home Credit Philippines, Inc. Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.