It all started in October

We started our operations in the Philippines in October, 2013. Home Credit Philippines is the part of Home Credit Group, a global consumer finance expert, with a leading presence across 13 countries in Central and Eastern Europe, Asia and North America

In financing we trust

Home Credit promotes the principles of financial inclusion and safe lending, providing world-class financing services to customers, often first-time borrowers. We provide higher living standards and meet borrowers’ financial needs

Making dreams come true

Our core business in non-cash, no-collateral in-store financing of purchase to qualified mass-market customers, seeking to purchase appliances and mobile devices (computers, tablets, laptops and mobile phones) through monthly installments

Facts & Figures

Life of Home Credit Philippines in numbers


We provide our service directly in more than 8,636 shops of more than 4,659 partner retailers in major establishments in the country


You can easily find us in more than 790 malls, 17 cities in Metro Manila, and 69 provinces in Luzon, Vizayas, and Mindanao


More than 8,127,120 happy customers had already made their dreams come true with their services


More than 12,400 employees are working in Home Credit to make customers' life better


As we further our distribution networks, we will also expand our product offerings

Diversity, Equity and Inclusion

It’s all about cultivating a space for everyone to thrive and grow, so we can build a future of shared success, together.

Data as of February 14, 2022

Home Credit Group

Meet the leading provider of consumer finance in 11 countries

Founded in 1997, Home Credit Group (“HCBV” or ‘the Group’), provides consumer finance services in 11 countries. The Group focuses on responsible lending primarily to people with little or no credit history. Our 77.4 thousand employees have so far served 56.5 million customers through the vast distribution network comprising 195,379 points of sale, loan offices, branches and post offices. HCBV’s total consolidated assets reached 9.9 as at 31 March 2016.

More information on HCBV is available at


We strive to be a leading and responsible consumer finance provider in all markets we operate, measured by sound business practices, sales, long-term profitability, sustainable growth and corporate reputation.

We aim to establish and develop strong relationships with our customers, distribution networks and agents as well as offer valuable career opportunities to our employees.


Our success is backed by the highest standards of business practice in our dealings with customers, employees, investors and other stakeholders. We also look after our chosen retailers through dedicated support, extensive marketing assistance and training.

In each country, we have an internationally experienced management team and we endeavor to share best practices across the Home Credit Group to improve our customer service and to grow the businesses.