Why choose Home Credit for your installment loans?

  • Lowest interest & monthly rates​
    Lowest interest & monthly rates​
  • Flexible payment options​
    Flexible payment options​
  • Fast & easy application process​
    Fast & easy application process​
Home Credit requirements

Four simple requirements for first-time loan applicants

Filipino Citizen icon

Filipino Citizen

Must be a Filipino Citizen, age 18-68 years old

1 Primary ID icon

1 Primary ID

Must have one primary ID that contains your current address.

Source of Income​ icon

Source of Income​

Must have an income from reliable sources such as employment, business, pension, and remittances.

Customers with Ongoing Loans are Qualified​ icon

Customers with Ongoing Loans are Qualified​

Existing customers with ending loans can re-apply.​

Find Installment Shopping Deals

Buy Now, Pay Later: Shop for An Installment Deal Near You

View detailed information and more products through Home Credit mobile app.

We have a NEW AND BETTER HOME!

Online loan app from the Philippines’ trusted lending company.

FLEXIBLE installments as low as 0% INTEREST
Shop in a few taps your DREAM PRODUCTS
Score exclusive DEALS and DISCOUNTS
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Home Credit Philippines App

Check out our latest promos Check out our latest promos

What Home Credit Means to Every Juan​ What Home Credit Means to Every Juan​

Watch real-life stories of success featuring our Ka-HCs who trusted Home Credit in helping them achieve their financial goals.​

"Malaki po talaga ang naitulong ng Home Credit sa amin, sa pang-alalay lalo na po sa pag-aaral ng anak ko. Maraming maraming salamat po talaga sa Home Credit."

 

-Jeann Rose Orongan

Home Credit Protect Customer

"Sa tulong po ng Home Credit, nakapagpa-graduate na ako ng Accountancy."

 

-Amanda Guazon Bigueja

Cash Loan Customer

"Malaki po ang naitulong sa amin ng cash loan. Nakapundar po kami ng isang 4-wheel na sasakyan at saka po isang motor."

 

"Nakapagpatapos din po ng pag-aaral sa tulong rin po ni Home Credit dahil kung hindi po ako nag-cash loan sa kanila ay wala po akong mapag-uumpisahan."

 

-Rowena Reserba and Imie Reserba-Paran

Cash Loan Customers

"Madaming pasasalamat po kay Home Credit kasi na-provide ko kailangan ng family ko lalo na sa maintenance ni papa. Kasi kahit papa'no nadugtungan yung mga needs ko na hindi ko kakayanin talaga po."

 

-Angela San Jose

Cash Loan Customer

Home Credit's Trust and Recognition Home Credit's Trust and Recognition

With financial empowerment in mind, Home Credit has been recognized and awarded by the top award-giving bodies, both locally and internationally. ​

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