Fast Loans, Easy Installments!

Get an easy loan and flexible installments with Home Credit!

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Why choose Home Credit for your installment loans?

Lowest interest & monthly rates
Flexible payment options
Fast & easy application process

Estimate your loan in seconds

Get a quick, approximate idea for your loan options – no commitment, just clarity.

Low and flexible payment rates
17,000+ of partner stores nationwide
0% interest options on select products
Fast and easy application

Choose a product or enter your own amount

Use custom amount instead

Enter your preferred down payment

Final down payment may vary based on your eligibility. Download the app to check yours!

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Select monthly installment plans

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Home Credit requirements

Four simple requirements for first-time loan applicants

Filipino Citizen

Must be a Filipino Citizen, age 18-68 years old

1 Primary ID

Must have one primary ID that contains your current address.

View List of valid IDs

Source of Income

Must have an income from reliable sources such as employment, business, pension, and remittances.

Customers with Ongoing Loans are Qualified

Existing customers with ending loans can re-apply.

Get the refreshed Home Credit App!

Online loan app from the Philippines' trusted lending company.

FLEXIBLE installments as low as 0% INTEREST

Shop in a few taps your DREAM PRODUCTS

Score exclusive DEALS and DISCOUNTS

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What Home Credit Means to Every Juan

Watch real-life stories of success featuring our Ka-HCs who trusted Home Credit in helping them achieve their financial goals.

"Malaki po talaga ang naitulong ng Home Credit sa amin, sa pang-alalay lalo na po sa pag-aaral ng anak ko. Maraming maraming salamat po talaga sa Home Credit."

-Jeann Rose Orongan

Home Credit Protect Customer

"Sa tulong po ng Home Credit, nakapagpa-graduate na ako ng Accountancy."

-Amanda Guazon Bigueja

Cash Loan Customer

"Malaki po ang naitulong sa amin ng cash loan. Nakapundar po kami ng isang 4-wheel na sasakyan at saka po isang motor."

"Nakapagpatapos din po ng pag-aaral sa tulong rin po ni Home Credit dahil kung hindi po ako nag-cash loan sa kanila ay wala po akong mapag-uumpisahan."

-Rowena Reserba and Imie Reserba-Paran

Cash Loan Customers

"Madaming pasasalamat po kay Home Credit kasi na-provide ko kailangan ng family ko lalo na sa maintenance ni papa. Kasi kahit papa'no nadugtungan yung mga needs ko na hindi ko kakayanin talaga po."

-Angela San Jose

Cash Loan Customer

Home Credit's Trust and Recognition

With financial empowerment in mind, Home Credit has been recognized and awarded by the top award-giving bodies, both locally and internationally.

Fast Loans, Easy Installments!

Why choose Home Credit for your installment loans?

Estimate your loan in seconds

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