Know more about Home Credit in the Philippines
Help us build the future of consumer finance in the Philippines
See where we work
See our partners in our mission
Be financially responsible when it comes to saving, borrowing, online security, and using the latest digital technology
Learn about Home Credit's Corporate Social Responsibility (CSR) and Environment, Society, and Governance (ESG) program.
Be a Home Credit local ambassador
Become an Independent Contractor
Apple’s iPhone remains one of the most sought-after smartphones in the Philippines, known for its sleek and premium design, a future-proof software, and impressive cameras.
Published November 05
Once deemed as a status symbol, the iPhone has evolved to a true powerhouse phone perfect for productivity and communication. With the latest iPhone 16 series hitting the market, a lot of Filipinos are eyeing on the prized phones from the Cupertino tech giant. But before you make that big purchase, here are some wais tips when buying an iPhone in 2024, ensuring you get the best deal while keeping your budget in check.
We get it, when Apple releases a new iPhone it’s like your favorite pop star just dropped a new hit album—everyone wants to get hold of it! But before you go heart-eyes emoji on an iPhone, identify what you need. Do you want the latest camera tech? A big screen for streaming? Or a long-lasting battery so you can talk to your situationship for hours? *kidding*
Not all iPhones are created equal. The latest iPhone 16 series have Dynamic Island notch cutout for interactive notifications, the new A18 Pro chip, and the 16 Pro camera gains the 5x optical zoom previously exclusive on last year’s Pro Max model. Oh, and did we mention a new camera control button reminiscent of a real shutter button? But the iPhone 14 and 15 series also has the Dynamic Island, while the iPhone 13 series' 12MP camera still takes great photos despite its lower resolution. Before buying, list down what you need and compare each model.
The concept of budgeting is no longer exclusive to the titas and titos, as it is an important life skill every Filipino must master. Let’s be real, you don’t want to spend your entire savings on a shiny new iPhone, only to have no money left for emergency purposes or paying other utilities and bills.
Before deciding on an iPhone, set a budget and religiously stick to it, even if that iPhone 16 ad is tempting. If you’re not a tech savvy who craves the latest tech and just want a phone that gets the job done, you can opt for non-pro model so you can save more cash. One thing to note, it’s not just the phone you’re buying; you’ll need a case, screen protector, and a charging brick so you need to set an extra budget.
Gone are the days where iPhones are considered a luxury item, with more affordable ways to own Apple’s prized phone. With flexible installment plans with 0% interest from providers like Home Credit, you can pay for your iPhone over several months and spread out your budget to your other needs.
Finding the right iPhone for you with Home Credit is easy. Just visit Shoppingmall.ph, browse different models from iPhone 11 to the latest 16 series, choose a payment term and a partner store near you and click “Continue”. A Home Credit Sales Agent will then reach out to you about your application.
It’s 2024 and scammers are everywhere! What you see online may not be true and it’s so easy to fabricate things with the help of technology. To avoid being scammed and wasting your hard-earned money on a fake iPhone, always buy from legitimate and trusted stores.
Your best option is to visit malls and official Apple resellers like Digimap. If you shop on installments via Home Credit, you can choose from a wide selection of its partner stores that offer 0% interest offers available nationwide. If you see an iPhone ad from a store you’ve never heard, or the promo seems too good to be true, there’s a high chance you’re looking at a fake or second hand posing as a brand-new iPhone.
While a new iPhone is very exciting, if you’re not in a hurry and still deciding on the model you want, it’s smart to wait for sales or promotions—you could save a lot in the long run! Some stores offer sales or promos especially during festive seasons. If you don’t want the latest model, you can get the older model as their prices get slashed once the latest model goes on sale.
Buying an iPhone in 2024 doesn’t have to be hard on your wallet. With a bit of research, smart budgeting, and some patience, you can score your new gadget without draining your bank account. And owning an iPhone is now #EasyWithHomeCredit thanks to its flexible installment plans you can avail in trusted stores near you.
