Home Credit Card and HCQWARTA Holiday Raffle Promo

Promo is open to all Home Credit Cardholders and HCQWARTA clients with active accounts & good credit standing who have received a notification via Email, SMS, and Push Notification on My Home Credit App.

Mechanics

1. Qualified Home Credit Card and HCQWARTA clients can participate in the promo when they do ANY transaction using their Home Credit Card or HCQWARTA for every accumulated spend of P1,000 and they will earn one (1) raffle entry within the promo duration.

2. Qualified clients can have multiple raffle entries during the promo period and only after the necessary transactions are validated and posted. In case a client’s name was drawn more than once, client gets the prizes of higher value.

3.    The more qualified transactions clients make, the more raffle entries they earn.

4.    There will be a total of twenty-four (24) winners. A qualified client may only win once during the promo duration.

5.    Details of schedule of draw dates/raffle batches, prizes, and number of winners are as follows:

6.    Distribution and/or claiming of prize will be in the form of eGift code and will only be until 60 days from receipt of registered mail notification after the raffle draw date.

7.    Canceled or disputed transactions are not eligible for the promo. 

8.    Home Credit employees and their relatives up to the second (2nd) degree of consanguinity or affinity are disqualified from this promo/to join the raffle.

9.    Home Credit reserves the right to disclose or publish the names and photos/videos of the winners in any mode or manner it deems appropriate.

10.    The raffle winners may be required to be interviewed and featured in announcements to be made by Home Credit regarding the promo in any of the following channels: website, social media, print and online media.

11.    All raffle prizes are non-transferable, not convertible to cash, and cannot be exchanged for other products or services.

12.    Failure to comply with any of the requirements or the terms and conditions herein, will have the winners forfeit their winnings with prior approval from the DTI-FTEB. 

13.    In the event that the winner fails to claim the prize within the allotted period of redemption (after 60 days from receipt of registered mail, email, SMS or push notification) and with prior approval of DTI, HCPH reserves the right to declare forfeiture of prize. 

14.    In case of disputes regarding customer's eligibility for the promo, coverage of dates, fulfillment, HCPH’s decision shall prevail, in concurrence with DTI.

15.    20% tax of prizes exceeding P10,000 shall be shouldered by HC Consumer Finance Philippines Inc.

1.    Customer’s account must be active to be eligible for the promo. 

2.    Home Credit Cardholders and HCQWARTA clients whose accounts become delinquent or terminated within the promo duration are disqualified from the promo.

3.    HCPH reserves the right to cancel transactions of accounts that are proven to be invalid or fraudulent (i.e. abuse of system).

4.    Any dispute concerning the product/s and/or service/s related to the promo offer shall be settled directly between the Customer and Home Credit with the concurrence of DTI.

5.    Terms and conditions governing the issuance and use of Home Credit Card & HCQWARTA and reminders and other provisions contained in the statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

Earn one (1) raffle entry for every accumulated spend of P1,000 using your Home Credit Card or HCQWARTA and get a chance to win a brand-new iPhone 16, Samsung Galaxy A15 and Oppo A3.

Promo is open to all Home Credit Cardholders and HCQWARTA clients with active accounts & good credit standing who have received a notification via Email, SMS, and Push Notification on My Home Credit App.

Promo period is from December 11, 2024 to January 22, 2025.

Customers participating in this promo may still avail of any other on-going promotions of Home Credit or its partner retailers.

There is no minimum transaction amount required but qualified clients will earn one (1) raffle entry for every accumulated spend of P1,000 in any transaction.

Customers who cancel their transactions within the promo period will be disqualified/will be exempted on the list of eligible customer.