Home Credit Card Waived Membership Fee
Step 1
Must be an eligible Home Credit Card Holder
Step 2
Spend a minimum of ₱15,000.00
Step 3
Membership fee waived!
Promo Mechanics and Conditions
The promo is open to targeted Home Credit Cardholders who received a communication offer from Home Credit via different channels (SMS, Push Notification, Email, Viber, and In-App Banner).
Mechanics
1. Targeted Home Credit Cardholders are eligible to get their monthly membership fee waived:
Credit Card Signed Date | Monthly Membership Fee |
November 2018 to August 2021 | P75 |
September 2021 to present | P200 |
2. Promo validity is as follows:
Credit Card Signed Date | Validity |
Before November 25, 2024 | Waiving of monthly membership fee is until February 25, 2025 last billing date |
November 25, 2024 to January 25, 2025 | Waiving of monthly membership fee is until February 25, 2025 last billing date |
January 26 to February 25, 2025 | Waiving of monthly membership fee is until March 25, 2025 last billing date |
3. This promo is valid with a minimum P15,000 spend within billing period of credit cardholder.
4. The monthly membership fee will be waived on the billing date and will appear as waived on the statement of account.
5. Cancelled or disputed transactions are not eligible for the promo.
6. The offer cannot be exchanged for cash or other products.
7. By joining this promo, the cardholder confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions.
8. Home Credit Cardholders whose accounts become delinquent, are terminated, or closed within the promo duration are disqualified from the promo. The credit card account must be active at the time of crediting to receive the rebate.
9. HCPH reserves the right to cancel transactions of accounts that are proven to be invalid or fraudulent (i.e. abuse of system).
10. HCPH reserves the right to vary these terms & conditions with prior approval of DTI.
1. Customer’s account must be in good credit standing to be eligible for the promo.
2. The Credit Card Rebate (CCR) terms and conditions apply.
3. Home Credit reserves the right to disqualify customers from availing of this promotion if proven to have committed acts of fraud or have violated existing policies on credit and subscription.
4. In case of dispute in respect of but not limited to the Cardholder's eligibility, coverage of dates, or fulfillment, Home Credit's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the promo shall be resolved by Home Credit in concurrence with DTI, will be deemed final and irrevocable.
Registration Details
Per DTI FairTrade Permit No. FTEB-207030 Series of 2024
Get Home Credit Installments to qualify for Home Credit Card
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Frequently Asked Questions
Spend a minimum of P15,000 from November 25, 2024 to March 25, 2025 and get your membership fee waived!
The promo is open to targeted Home Credit Cardholders who received a communication offer from Home Credit via different channels (SMS, Push Notification, Email, Viber, and In-App Banner).
Promo period is from November 25, 2024 - March 25, 2025.
Customers participating in this promo may still avail of any other on-going promotions of Home Credit or its partner retailers.
P15,000 minimum spend is required to be eligible for this promo.
Customers who cancel their transactions within the promo period will be disqualified/will be exempted on the list of eligible customer.