Home Credit installments made easy!
Enter your contact details to have a Home Credit agent assist you.
Get The Products You Deserve via Affordable Installments
Your dream gadgets, appliances, furniture, electronic items, and more are now within your reach - no credit card needed!
Mobile Phones
Upgrade to the latest cellphones from Apple, OPPO, Vivo and more!
Computers & Laptops
Bring home your new gaming, professional, or school computer today.
TV & Appliances
Shop now, pay later for the latest TV and other home appliances.
Furniture
Furnish your dream living room, bedroom, kitchen, dining area, and more.
Gadgets & Electronics
Own the latest camera, gaming console, headphones, and other gadgets.
Refrigerator
Avail best refrigerator upgrade via budget-friendly installment!
Washer and Dryer
Speed up laundry time with an affordable washer and dryer for your home!
Basket Shopping
Fill your shopping basket at our partner stores and pay later with light installments!
Tablet
Enjoy high-tech tablet deals for your productivity and entertainment needs!
Air Conditioner
Improve comfort at home with quality air conditioners via affordable installments!
Gym Accessories
Work out with efficient gym accessories that fit your fitness budget!
Stationary Bicycles
Find the best stationary bicycle deals and reach your fitness goals!
How to Qualify for Installments
Ready to make that purchase? Here are some requirements before you apply for installments:
Filipino Resident
Loan applicant must be a Filipino resident, age 18 - 68 years old.
Primary and Secondary IDs
Must have one primary ID that contains your current address.
Source Of Income
Must have an income from reliable sources such as employment, business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
Apply via the Home Credit Mobile App
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Pre-score yourself at the comfort of your home -
Be notified when your product loan is ready to claim
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View the best deals, offers, and gadgets before going out
You can choose where to apply, at your convenience.
Step 1
Log in to your app and tap the "Product Loan" banner to apply for pre-approval.
Step 2
Go to the store and approach our Sales Associate for assistance. Bring 1 valid ID.
Step 3
Our Sales Associate will process your product loan application.
How to Pay Your Installments
Looking for the most convenient way to pay product loans? You can use any of these easy payment methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and let us automatically process your loan payments. Never miss a due date again for your product loan!
Pay On The Mobile App
Whether its a product loan or cash loan — we’ve got you covered. Download the Home Credit mobile app to pay your loan through your phone.
Pay On The Website
Pay your loan online through the Home Credit website. Use your Mastercard or Visa debit card, BancNet ATM card, UnionBank account, or BPI account.
Pay Over-The-Counter
Pay your product loan offline through our payment partner stores nationwide. You can check the loan payment schedule and location of our payment partners here.
Home Credit Protect
Your device is protected with a comprehensive plan in case it gets damaged, broken or starts malfunctioning – have it repaired or replaced, hassle-free!
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Free pick-up and delivery
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Authorized repair centers
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Device replacement
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Fast turnaround time
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Easy service request process
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Peace of mind, anywhere you are
We have a NEW AND BETTER HOME!
Online loan app from the Philippines’ trusted lending company.
Frequently Asked Questions
You can start your loan application via My Home Credit App from Google Playstore prior to visiting our retail partner stores to continue the process or you can go directly to our retail partner stores and have our Sales Associate or Retail Associate to assist you. To find a store near you, check out our list of retail partners.
We offer Product Loans through in-store financing. We can help finance your purchase which you can repay through easy, monthly installments.
Home Credit currently finances:
- Gadgets (such as mobile phones, tablets, and laptops)
- Home Appliances
- Electronics (such as TVs, HIFI, and Cameras)
- Furniture
- Musical instruments
- Hardware Tools
- Ebike
- Sporting Goods
- Auto Supplies and Services
- Beauty &Wellness
- Optical
- Events
- Trainings
- Home Improvement
- Medical Supplies and Devices
- Apparel Store
- Department Store
- Hardware Store
- Toy Store
- Motorcycle Accessories Store
Selected Product Loans also come with Qwarta, a virtual credit limit which you can use to buy load, pay bills, and scan-to-pay at your favorite stores!
We also offer Cash Loans to existing eligible Home Credit customers. Click here to learn more about Cash Loans.
Home Credit Product Loan allows you to buy any product of your choice in affordable monthly installments. Now, getting a brand-new phone, laptop or home item is more convenient than ever!
Please bring the following:
1. One (1) government-issued valid ID that indicates your address AND date of birth. If any of two are not satisfied, a second document ID bearing the missing information from the primary ID will be required for presentation.
2. Down payment.
You can find us in more than 14,500 stores. Click here to find a store near you.
Yes, you can check for available bundle options at our partner stores near you.
