Five Things to Know When Paying for your Loan

Though regarded as important, ang pagbabayad ng bill ay isa sa least favorite tasks ng mga pinoy. Seeing our bills become due and having to pay them may feel dragging lalo na kung kailangan na silang isingit sa ating busy schedule. At sa dami ng mga obligasyong kailangang i-prioritize— sa trabaho man, pamilya, o pag-aaral—ang ilan sa atin ay nakakaligtaan na ang bills hanggang sa mag-past due na ang mga ito.

The good news is mayroong hacks para mas mapadali ang pag-o-organize ng payments at maiwasan ang hassles sa pagse-settle nito. Para sa Home Credit customers like you, we have listed down five (5) things you can keep in mind sa pagbabayad ng loan o credit card:

  1. Enroll your loan to Auto-Debit Arrangement with your bank.Maiiwasan mo ang hassles sa  pagbabayad manually every month kapag in-enroll mo ang iyong bank account sa Auto-Debit Arrangement (ADA). Siguraduhing sapat ang pondo ng iyong bank account at least three (3) days bago ang iyong due date para masiguradong successful ang pagde-debit. Remember, while paying on time is good, paying early is advisably better.
  2. Pay in the comfort of your home online.Isa sa mga magagandang naidulot ng technology sa atin ay mas pinadali nito ang ating payments and purchases. Ngayon, may option ka na ring mag-settle ng bills in the comfort of your own home 24/7. Take advantage of our Home Credit Payment Gateway at magbayad gamit ang iyong Visa, Mastercard, BPI, o UnionBank account. Alternatively, mayroon din kaming online payment partners to assist you.
  3. Five things to know when paying for your loan Kung ang iyong account ay hina-handle na ng aming Field Officers (FO), hindi  mo na kailangang magbayad on your own. Makipag-coordinate lamang sa iyong designated FO at siguraduhing humingi ng probationary receipt bilang proof ng iyong pagbabayad. Let our friendly FO do the leg work for you!
  4. Choose from awide range of payment partners available near you Kung ikaw yung tipong mas gustong magbayad over the counter, we still got you covered! Nakipag-partner ang Home Credit sa maraming payment channels across the country para mas mapadali at maging accessible ang pagbabayad para sa aming customers. Kahit ikaw ay nakatira sa Metro o sa probinsiya, you can always pay conveniently at Palawan Express, USSC, ECashPay, TouchPay, RD Pawnshop at sa iba pang channels near you. Tandaan lamang ang iyong contract number sa tuwing magbabayad. Para sa kumpletong listahan ng aming payment partners at ng kanilang operating hours, go to www.homecredit.ph/payments.
  5. Track your account by logging in to theMy Home Credit App There’s no way you can’t be updated sa status ng iyong account sa My Home Credit App. Sa user-friendly features nito, maaari mong i-check ang iyong balance, magbayad ng bills, alamin ang iyong rebates, i-monitor ang iyong payments, at marami pang iba at the touch of your fingertips. Download the My Home Credit App now from the PlayStore!

Watch out for fraud 

Mag-ingat sa mga kahina-hinalang text message at email galing sa mga unverified source asking you to pay your Home Credit loan or credit card. Huwag ding ibigay ang iyong personal information at account number para mapanatiling secured ang mga ito.

No-sweat payment 

Bahagi na ng ating routine ang pagbabayad ng bills; at hindi natin ito dapat kaligtaan. Sa napakaraming payment channels na available saan man tayo, ang pagse-settle ng ating dues can be as easy as ticking them off from our To-Do list.

For more details, visit http://www.homecredit.ph.

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