At Home Credit, we help you find the best treat you can give yourself.
Enjoy endless discounts from our partners.

At Home Credit, we help you find the best treat you can give yourself. Enjoy endless discounts from our partners.

Dining

Shopping

Health &
Wellness

Activities &
Experiences

Discover rewarding deals using the My Home Credit app.

Enjoy a wide range of privileges when you register and start using the My Home Credit app.

Follow these few simple steps to Enjoy amazing discounts.

Start discovering smile rewards. Download the app now.

Our partner stores that will make you smile

10% Discount

20% Discount

10% Discountt

Up to 10% Discount

Find a partner store near you

At Home Credit, we help you find the best treat you can give yourself.
Enjoy endless discounts from our partners.

Frequently Asked Questions

Frequently Asked Questions

What is Smile Rewards?

Smile Rewards is a loyalty program where customers can enjoy up to 50% discounts at Home Credit’s partner stores.

What are the benefits in using Smile Rewards?

Smile Rewards allows customers to get the best value out of their money through special discounts when they purchase from their favorite Home Credit partner stores.

Where can I avail discounts?

You can avail the discounts at Home Credit’s partner stores. You can find the complete list of partners in the My Home Credit app.

Where can I see the list of promos?

You can see the list of promos in the My Home Credit app. Just download the app for free in Google Play Store for android phones and register. To browse all promos, just click Smile Rewards on the left panel or the “More” button in your home page.

How can I claim the discount?

Click the “Claim Now” button in the Smile Rewards section of the My Home Credit app and scan the Home Credit QR code at the partner store. Then, present the generated reference number to the cashier as proof and get your reward.

Do I have to show anything at the store to claim the promo?

You need to present the reference number generated after scanning the Home Credit QR code.

Where can I find available locations or branches of the store?

You can look for the available locations of a store in the page of your preferred promo in the Smile Rewards section of the My Home Credit app.

Who can avail discounts?

All customers who downloaded the My Home Credit app and registered can avail the discounts from Smile Rewards.

Do I need to subscribe or apply for membership?

There’s no need to subscribe or apply for membership! Just download the My Home Credit app and register to enjoy Smile Rewards.

Can I apply for multiple promos in a day? How often can I avail of a promo using the app?

Yes, that’s what’s great about Smile Rewards! You can use multiple discounts at a time.

Do I earn points?

No, you don't need to earn points to enjoy promos and discounts.

What do I do if the store does not acknowledge my promo?

Please report any Smile Rewards concerns thru e-mail at info@homecredit.ph or call our Customer Service at 7753-5711.

Can I get notifications for new promos?

Yes, we send notifications via My Home Credit app. Just make sure notifications are turned on in the Settings part of your app.

Can somebody use rewards on my behalf?

No, only the account holder of the My Home Credit app can transact using the Smile Rewards.