Win & Waive Promo
Get a chance to waive the remaining balance of your loan by enrolling your bank account to Auto Debit Arrangement and have at least two (2) auto debit payments.
Promo Offer 
How to Apply ADA 
FAQ Promo details and mechanics
| Promo Period | July 1 to September 30, 2020 only | ||||||
| Offer |
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| Availability | This special offer is currently available if customer pay his/her Home Credit loan via Auto-debit arrangement facility. | ||||||
| Registration Details | DTI Fair Trade Permit No. FTEB-100843 Series of 2020 | ||||||
| Terms and conditions |
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Enroll your bank account in Auto-debit Arrangement now to get a chance to waive the remaining balance of your loan!
Just follow these easy steps:
- Download your bank’s ADA form below.
- Print and fill out the form with your bank details.
- Sign the form (preferably using a pen with a blue ink).
- Send the signed form to our nearest partner store in your area or send it directly to Home Credit office.
Attention: Payments
Address: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon City
| BDO ADA form | BPI ADA form | Metrobank ADA form | RCBC ADA form | Security Bank ADA form |
Frequently asked questions
Find answers to all your questions about our loans and financing!
Win and Waive Promo is an exclusive Home Credit promo to all (new and existing) Home Credit customers with an active (or ongoing) loan (“Customer/s”) except Credit Card.
This is open to all (new and existing) Home Credit customers with an active (or ongoing) loan (“Customer/s”) except Credit Card.
To join and qualify, new and existing POS and Cash Loan Home Credit customers must meet the following conditions to earn one (1) e-raffle entry: (1) enrolled and approved Auto-debit Arrangement (ADA) as their mode of payment from July 1, 2020 to September 30, 2020 and (2) must have minimum of two (2) monthly installment payment made via ADA until the qualification date, November 30, 2020.
Customer may enroll their bank account to Auto Debit Arrangement from July 1 to September 30, 2020 only.
The customer will automatically earn an e-raffle entry once Home Credit has successfully debited two (2) monthly installment in his/her enrolled bank account within the promo or qualification period. S/he will receive an SMS notification once she meet the requirements on getting an e-raffle entry.
There are two easy was to apply via Auto Debit Arrangement. This can be done via:
- Upon application. To enroll, you have to present you bank account details to our SA during application. Our partner banks for ADA are, BDO, BPI, Metrobank, Security Bank and RCBC.
- In the middle of the loan. To apply Auto Debit Arrangement in the middle of your loan, you just need to:
- Download and print the ADA form on our website. https://homecredit.ph/payments/ADA/
- Fill out the form with your bank details.
- Sign the form (preferably using a pen with a blue ink).
- Send the signed form to the nearest partner store in your area or send it directly to Home Credit office.
Attention: Payments
Address: 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon City
50 winners will be drawn via e-raffle:
- Ten (10) winners of remaining loan waived from Cash Loan clients
- Forty (40) winners of remaining loan waived from POS Loan clients
The electronic draw will be done on December 9, 4PM at 11/F Vertis North Corporate Tower 1, Bagong Pag-asa, Quezon City, in the presence of a DTI representative.
Winners will be notified by Home Credit via SMS, call, email, registered mail. Announcement of winners will be done via Home Credit’s Official Facebook Page.
Home Credit will call you and automatically waive your loan.
The last three (3) installments will be refunded, if your account is already fully paid by the time he/she was drawn as a winner.