Promo exclusive to Cash Loan eligible customers only
Promo Details
1. This raffle promo is open to all Home Credit customers that are eligible for a cash loan offer from April 4 to May 31, 2022.
2. To qualify, eligible cash loan customers must sign a contract and claim their cash loan offer during the promo duration. One (1) signed cash loan contract is equivalent to one (1) raffle entry.
3. Additional one (1) raffle entry will be earned if application is done using My Home Credit App.
4. Qualified customers will get the chance to win one of the following:
53 winners, overall:
Major prizes:
• Three (3) winners of Asus ROG STRIX G15 laptop
• Five (5) winners of Samsung Galaxy Tab S7 tablet
• Ten (10) winners of Xiaomi 11T smartphone
• Fifteen (15) winners of Nintendo Switch Console V4 gaming console
Minor prizes:
• Twenty (20) winners of Huawei Watch Fit smartwatch
5. All qualified entries will be drawn via electronic raffle draw with the virtual supervision of a (Department of Trade and Industry) DTI Representative on the following dates below:
RAFFLE DRAW
QUALIFICATION PERIOD
RAFFLE PRIZES
DATES
22-Apr-22
April 4 to 15, 2022, 11:59 PM
5 winners of Huawei Watch Fit smartwatch
15 winners of Nintendo Switch Console V4 gaming console
6-May-22
April 16 to 30, 2022, 11:59 PM
5 winners of Huawei Watch Fit smartwatch
10 winners of Xiaomi 11T smartphone
20-May-22
May 1 to 15, 2022, 11:59 PM
5 winners of Huawei Watch Fit smartwatch
5 winners of Samsung Galaxy Tab S7 tablet
3-Jun-22
May 16 to 31, 2022, 11:59 PM
5 winners of Huawei Watch Fit smartwatch
3 winners of Asus ROG STRIX G15 laptop
6. A customer can only win once.
7. Winners will be notified by Home Credit via call, SMS, email and registered mail.
8. Winners will be announced via Home Credit Philippines official Facebook page.
9. Winners must present 2 valid IDs with picture and the official notification letter. Prizes will be claimed at the nearest redemption centers.
10. Redemption period of prizes is 60 days from receipt of registered mail; otherwise, it will be forfeited in favor of Home Credit with prior DTI approval.
11. 20% tax of prizes exceeding 10k shall be shouldered by HC Consumer Finance Philippines Inc.
12. All raffle prizes are non-transferrable.
13. Home Credit and its partner retailers’ employees and its affiliates, including relatives, up to the second degree of consanguinity or affinity are disqualified from this promo.
14. Customer’s contract must be active and in good credit standing at the time of the raffle draw to be eligible to win.
15. Customers who cancel their application will be disqualified from the draw.
16. Customers participating in this raffle may still avail of any other on-going promotions of Home Credit or its partner retailers.
17. Home Credit reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.
Terms & Conditions
1. Redemption period of prizes is 60 days from receipt of registered mail; otherwise, it will be forfeited in favor of Home Credit with prior DTI approval.
2. 20% tax of prizes exceeding 10k shall be shouldered by HC Consumer Finance Philippines Inc.
3. All raffle prizes are non-transferrable.
4. Home Credit and its partner retailers’ employees and its affiliates, including relatives, up to the second degree of consanguinity or affinity are disqualified from this promo.
6. Customer’s contract must be active and in good credit standing at the time of the raffle draw to be eligible to win.
7. Customers who cancel their application will be disqualified from the draw.
8. Customers participating in this raffle may still avail of any other on-going promotions of Home Credit or its partner retailers.
9. Home Credit reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.
Registration Details
Per DTI Fair Trade Permit No. FTEB-140556 Series of 2022
How to get a loan
It's easy to get a loan approved, just follow the simple steps described below.
1. Grab the offer
Fill out the form on this page to calculate your loan and check your eligibility together with all instructions via e-mail.
Not sure if you're eligible to get a loan? Check these basic requirements before you go shopping!
Who can apply?
A Filipino citizen
Only Filipino citizens are eligible to apply
Age of 18 - 68
Right in productive age? Apply today!
Stable income
Employed (at least 3 months), self-employed, businessman, pensioner or receiving regular remittance
What documents to bring?
Bring 1 valid ID
You only need to bring at least 1 valid ID. At least 1 must be a primary ID. At least 1 must contain your current address.
Primary IDs:
SSS, PRC, Driver's license, Voter's ID, Passport, UMID
Secondary IDs:
Bank account statement, Brgy. Certificate/Clearance, Certificate of Employment, Credit/Saving Card, Company ID, Electric bill, Mobile phone bill, Water bill, PAGIBIG/HDMF ID, PhilHealth Card, Phone bill, Postal ID, Remittance Slip, Salary Slip, TIN, NBI Clearance
Safety guarantee
Enjoy full transparency in our products and best in class service. Best of all, Home Credit supports you and provides solutions whatever happens throughout the term of the loan.
When applying for a loan
No Hidden Charges
We offer full transparency on our products. That means no hidden charges and all information about the loan is disclosed up front.
Tailor-fit plans
We can tailor-fit installment plans to match your needs! Just make sure all of your information is correct and up to date during application.
Easy, Simple, Fast
Our requirements are easy, applying is simple and approvals are fast.
Full Transparency
We will be happy to answer all of your questions and explain the loan conditions in detail.
When maintaining our relationship
Helpful Reminders
To help you pay on time and avoid late payment penalties, we'll be sending polite reminders about your due date.
Accessible Information
You can check your loan details anytime through the My Payment portal on Home Credit website.
Fair Partnership
We value you and treat you fairly. In return, we ask only that you pay your installments on time and be open with us so we can help you out if there's a need.
Contact us anytime
You can get in touch with is via our call center, email or Facebook. Please update us on changes in your contact details.
In case of unexpected events
Payment assistance
In case of difficult life situations, we can consider waiving penalties and offering repayment solutions for you.
And if you are unsatisfied with our services
Full Repayment without Fees
If you aren't completely satisfied with our service, you have the option of repaying your loan in full without any fees within the first 15 days upon signing the contract.
Frequently asked questions
Find answers to all your questions about our loans and financing!
This summer raffle promo offers great prizes to Home Credit customers who will apply and sign for a CASH LOAN contract from April 4 to May 31, 2022. Customers get a chance to win a new phone, tablets and other gadgets.
Only existing Home Credit customers that are eligible for a cash loan offer from April 4 to May 31, 2022 are qualified for the raffle.
Eligible cash loan customers who will apply and sign a contract during the promo duration.
– One (1) signed cash loan contract is equivalent to one (1) raffle entry.
– Customers also get a chance to earn additional raffle entries if they applied and signed via My Home Credit App
A customer can only win once.
Promo period is from April 4 to May 31, 2022
We will have 53 winners, overall:
Major prizes:
• Three (3) winners of Asus ROG STRIX G15 laptop
• Five (5) winners of Samsung Galaxy Tab S7 tablet
• Ten (10) winners of Xiaomi 11T smartphone
• Fifteen (15) winners of Nintendo Switch Console V4 gaming console
Minor prizes:
• Twenty (20) winners of Huawei Watch Fit smartwatch
We have four raffle draw dates: April 22, 2022
Eligible for this raffle draw are customers who earned entries within the qualification period of April 4 to 15, 2022, 11:59 PM
• 5 winners of Huawei Watch Fit smartwatch
• 15 winners of Nintendo Switch Console V4 gaming console
May 6, 2022
Eligible for this raffle draw are customers who earned entries within the qualification period of April 16 to 30, 2022, 11:59 PM
• 5 winners of Huawei Watch Fit smartwatch
• 10 winners of Xiaomi 11T smartphone
May 20, 2022
Eligible for this raffle draw are customers who earned entries within the qualification period of May 1 to 15, 2022, 11:59 PM
• 5 winners of Huawei Watch Fit smartwatch
• 5 winners of Samsung Galaxy Tab S7 tablet
January 14, 2022
Eligible for this raffle draw are customers who earned entries within the qualification period of May 16 to 31, 2022 , 11:59 PM
• 5 winners of Huawei Watch Fit smartwatch
• 3 winners of Asus ROG STRIX G15 laptop
Yes, customers can still join other Home Credit promotions even after being qualified for this.
There is no minimum purchase amount required, nor minimum loan amount required to qualify.
All prizes are non-transferrable.
Winners will be notified by Home Credit via SMS, call, email and registered mail. Winners will also be announced via Home Credit Philippines official Facebook page.
REMINDER: Home Credit will never ask customer for your passwords, PIN or OTP, please be careful in providing any information about your Home Credit account to anyone.
The prize will be awarded to the winner at the nearest redemption centers/ HC offices.
Winners must present 2 valid IDs with picture and the official notification letter which includes the nearest redemption centers when claiming the prize.
Redemption period of prizes is 60 days from receipt of registered mail; otherwise, it will be forfeited in favor of Home Credit with prior DTI approval
Customers who cancel their application within the promo period will be disqualified from the draw
No. Your cash loan contract must be active and in good credit standing at the time of the raffle draw to be eligible to win.
Yes. Provided that your contract still has remaining loan balance and is still active at the time of the raffle draw.