Now you can have a new phone and Smart/TNT/Sun prepaid plan in one. Get the latest smartphone at 0% interest and bundle it with Smart/TNT/Sun Prepaid plan of your choice. Enjoy 4GB of data for any site + 1.3GB of Video Every Day for YouTube, iFlix, iWant TV, NBA League Pass, Cignal TV. Apply now!
Prepaid Loan Bundle is exclusively available to all Smart, TNT, and Sun Prepaid subscribers who are applying for a Mobile Phone Loan in participating Home Credit partner stores.Prepaid Load Bundle will be automatically credited to the subscriber’s mobile number every month, starting the next working day, and shall be charged on top of the monthly loan amount following the payment terms, i.e., 6, 9, or 12 months.
Sample Computation:
Monthly Amortization
Php1,000.00
Exclusive Promo
Php 199.00
New Monthly Amortization
Php 1,199.00
To enjoy uninterrupted service, make sure to pay on or before the due date. Otherwise, Prepaid Load Bundle will be credited 3 working days after the payment has been made.
For billing and/or other concerns, please call Home Credit Customer Service Hotline at (02) 7753-5711.
DTI Fair Trade Permit No. FTEB-121243 Series of 2021
How to get a loan
It's easy to get a loan approved, just follow the simple steps described below.
1. Grab the offer
Fill out the form on this page to calculate your loan and check your eligibility together with all instructions via e-mail.
Not sure if you're eligible to get a loan? Check these basic requirements before you go shopping!
Who can apply?
A Filipino citizen
Only Filipino citizens are eligible to apply
Age of 18 - 68
Right in productive age? Apply today!
Stable income
Employed (at least 3 months), self-employed, businessman, pensioner or receiving regular remittance
What documents to bring?
Bring 2 valid IDs
You only need to bring at least 2 valid IDs. At least 1 must be a primary ID. At least 1 must contain your current address.
Primary IDs:
SSS, PRC, Driver's license, Voter's ID, Passport, UMID
Secondary IDs:
Bank account statement, Brgy. Certificate/Clearance, Certificate of Employment, Credit/Saving Card, Company ID, Electric bill, Mobile phone bill, Water bill, PAGIBIG/HDMF ID, PhilHealth Card, Phone bill, Postal ID, Remittance Slip, Salary Slip, TIN, NBI Clearance
Safety guarantee
Enjoy full transparency in our products and best in class service. Best of all, Home Credit supports you and provides solutions whatever happens throughout the term of the loan.
When applying for a loan
No Hidden Charges
We offer full transparency on our products. That means no hidden charges and all information about the loan is disclosed up front.
Tailor-fit plans
We can tailor-fit installment plans to match your needs! Just make sure all of your information is correct and up to date during application.
Easy, Simple, Fast
Our requirements are easy, applying is simple and approvals are fast.
Full Transparency
We will be happy to answer all of your questions and explain the loan conditions in detail.
When maintaining our relationship
Helpful Reminders
To help you pay on time and avoid late payment penalties, we'll be sending polite reminders about your due date.
Accessible Information
You can check your loan details anytime through the My Payment portal on Home Credit website.
Fair Partnership
We value you and treat you fairly. In return, we ask only that you pay your installments on time and be open with us so we can help you out if there's a need.
Contact us anytime
You can get in touch with is via our call center, email or Facebook. Please update us on changes in your contact details.
In case of unexpected events
Payment assistance
In case of difficult life situations, we can consider waiving penalties and offering repayment solutions for you.
And if you are unsatisfied with our services
Full Repayment without Fees
If you aren't completely satisfied with our service, you have the option of repaying your loan in full without any fees within the first 15 days upon signing the contract.
Frequently asked questions
Find answers to all your questions about our loans and financing!
Load will be sent the next day if the next day falls on a weekday.
Load will be sent on the next working day if the next day falls on a weekend or a holiday.
Payment is considered before sending the 2nd and succeeding loads. Make sure to pay on or before your due date.
Late payment will result to late sending of Load. Load will be received after 3 working days.
This is depends on your loan term.
Please call Home Credit Customer Service Hotline at (02) 77535711.