Home Credit Hulog-Gaan
Mas exciting na mag-shopping with Home Credit Hulog-Gaan! Now you can shop for clothes, makeup, perfume, accessories, toys, at marami pang iba and pay in installments.
Getting a new product?
Check your eligibility for free by answering these easy questions.
Product details 
How to apply
Requirements
Safety guarantee
FAQ
Product details
| Who can avail of this offer? | Home Credit Hulog-gaan is open for all Filipinos, ages 18-68 years old. |
| Offer | Through Home Credit Hulog-gaan, customers can now purchase consumer non-durables such as clothes, shoes, bags, accessories, kitchenware, and other commodities currently not being financed by Home Credit. Through Home Credit Hulog-Gaan, we will also be allowing bundling of up to 5 items. |
| Commodities |
|
| Availability | Starting Feb 4 – Selected Gaisano Grand and Metro Gaisano Department Stores
Starting Feb 6 – Selected SM Department Stores (Click to see the full list of participating stores / branches) |
| Bundles |
|
| Terms & Conditions | Download our full Terms & Conditions. |
How to get a loan
It's easy to get a loan approved, just follow the simple steps described below.
1. Grab the offer
Fill out the form on this page to calculate your loan and check your eligibility together with all instructions via e-mail.
Grab this offer now!
2. Shop at our partner stores
Visit any of our partner stores and bring at least 2 valid IDs with you. Choose the goods you want to buy. Our sales agent will assist you.
Locate nearest partner store
3. Get approved & enjoy
Your loan approval will take approximately 1 minute. Once approved, pay only the down payment take home your goods and enjoy it!
Check all requirements
4. Pay monthly installments
The remaining cost of your goods will be split into monthly installments. There's many payment options you can choose from.
See payment options
5. We are here for you
Feel free to contact us any time if you have any questions or need a help with your loan. Our customer service is here for you.
Contact usLoans requirements
Not sure if you're eligible to get a loan? Check these basic requirements before you go shopping!
Who can apply?
A Filipino citizen
Only Filipino citizens are eligible to apply
Age of 18 - 68
Right in productive age? Apply today!
Stable income
Employed (at least 3 months), self-employed, businessman, pensioner or receiving regular remittance
What documents to bring?
Bring 2 valid IDs
You only need to bring at least 2 valid IDs. At least 1 must be a primary ID. At least 1 must contain your current address.
Primary IDs:
SSS, PRC, Driver's license, Voter's ID, Passport, UMID
Secondary IDs:
Bank account statement, Brgy. Certificate/Clearance, Certificate of Employment, Credit/Saving Card, Company ID, Electric bill, Mobile phone bill, Water bill, PAGIBIG/HDMF ID, PhilHealth Card, Phone bill, Postal ID, Remittance Slip, Salary Slip, TIN, NBI Clearance
Safety guarantee
Enjoy full transparency in our products and best in class service. Best of all, Home Credit supports you and provides solutions whatever happens throughout the term of the loan.
When applying for a loan
No Hidden Charges
We offer full transparency on our products. That means no hidden charges and all information about the loan is disclosed up front.
Tailor-fit plans
We can tailor-fit installment plans to match your needs! Just make sure all of your information is correct and up to date during application.
Easy, Simple, Fast
Our requirements are easy, applying is simple and approvals are fast.
Full Transparency
We will be happy to answer all of your questions and explain the loan conditions in detail.
When maintaining our relationship
Helpful Reminders
To help you pay on time and avoid late payment penalties, we'll be sending polite reminders about your due date.
Accessible Information
You can check your loan details anytime through the My Payment portal on Home Credit website.
Fair Partnership
We value you and treat you fairly. In return, we ask only that you pay your installments on time and be open with us so we can help you out if there's a need.
Contact us anytime
You can get in touch with is via our call center, email or Facebook. Please update us on changes in your contact details.
In case of unexpected events
Payment assistance
In case of difficult life situations, we can consider waiving penalties and offering repayment solutions for you.
And if you are unsatisfied with our services
Full Repayment without Fees
If you aren't completely satisfied with our service, you have the option of repaying your loan in full without any fees within the first 15 days upon signing the contract.