Not sure if you're eligible to get a loan? Check these basic requirements before you go shopping!
Who can apply?
A Filipino citizen
Only Filipino citizens are eligible to apply
Age of 18 - 68
Right in productive age? Apply today!
Stable income
Employed (at least 3 months), self-employed, businessman, pensioner or receiving regular remittance
What documents to bring?
Bring 1 valid ID
You only need to bring at least 1 valid ID. At least 1 must be a primary ID. At least 1 must contain your current address.
Primary IDs:
SSS, PRC, Driver's license, Voter's ID, Passport, UMID
Secondary IDs:
Bank account statement, Brgy. Certificate/Clearance, Certificate of Employment, Credit/Saving Card, Company ID, Electric bill, Mobile phone bill, Water bill, PAGIBIG/HDMF ID, PhilHealth Card, Phone bill, Postal ID, Remittance Slip, Salary Slip, TIN, NBI Clearance
Safety guarantee
Enjoy full transparency in our products and best in class service. Best of all, Home Credit supports you and provides solutions whatever happens throughout the term of the loan.
When applying for a loan
No Hidden Charges
We offer full transparency on our products. That means no hidden charges and all information about the loan is disclosed up front.
Tailor-fit plans
We can tailor-fit installment plans to match your needs! Just make sure all of your information is correct and up to date during application.
Easy, Simple, Fast
Our requirements are easy, applying is simple and approvals are fast.
Full Transparency
We will be happy to answer all of your questions and explain the loan conditions in detail.
When maintaining our relationship
Helpful Reminders
To help you pay on time and avoid late payment penalties, we'll be sending polite reminders about your due date.
Accessible Information
You can check your loan details anytime through the My Payment portal on Home Credit website.
Fair Partnership
We value you and treat you fairly. In return, we ask only that you pay your installments on time and be open with us so we can help you out if there's a need.
Contact us anytime
You can get in touch with is via our call center, email or Facebook. Please update us on changes in your contact details.
In case of unexpected events
Payment assistance
In case of difficult life situations, we can consider waiving penalties and offering repayment solutions for you.
And if you are unsatisfied with our services
Full Repayment without Fees
If you aren't completely satisfied with our service, you have the option of repaying your loan in full without any fees within the first 15 days upon signing the contract.
Frequently asked questions
Find answers to all your questions about our loans and financing!