The promo is open to any products availed via Home Credit installment!
6, 9, 12, 15 and 18 months
Up to three different commodities per loan contract
October 1 to October 31, 2022
Promo exclusive to customers who will avail any product in monthly installment via Home Credit
1. This raffle promo is open to all Home Credit customers that will avail any product in monthly installment from October 1 to October 31, 2022
2. All new and existing Home Credit customers nationwide who will purchase any product via Home Credit Installment during the promo period shall be entitled to 1 raffle entry.
3. Qualified customers will get the chance to win one of the following:
45 winners, overall:
• Nine (9) winners of Brand New Panasonic 8cu, Top Mount, No Frost, Inverter Refrigerator
• Nine (9) winners of Brand New Samsung 43″ 4k Smart TVs
• Nine (9) winners of Brand New TCL 9.5kg Top Load Washing Machine
• Nine (9) winners of Brand New Oppo A57
• Nine (9) winners of Brand New Lenovo m10 HD Tablet
4. All qualified entries will be drawn via electronic raffle draw on November 7, 2022, 3pm with the supervision of a (Department of Trade and Industry) DTI Representative.
5. A customer can only win once. If a name was drawn more than once he/she gets the prize of higher value.
6. Winners will be announced via Home Credit Philippines official Facebook page.
7. Winners will also be notified via registered mail and telephone call by the official Home Credit representative.
8. No text notifications will be sent to the winner advising him/her that he/she won.
9. Metro Manila and provincial/regional winners will receive their prizes via courier.
10. Winners must present 2 valid IDs with picture and sign a waiver during the delivery of the prize.
Terms & Conditions
1. Redemption period of prizes is 60 days from receipt of registered mail; otherwise, it will be forfeited in favor of Home Credit with prior DTI approval.
2. All raffle prizes and 20% tax of prizes exceeding 10k shall be shouldered by HC Consumer Finance Philippines Inc.
3. All raffle prizes are non-transferrable.
4. Home Credit and its partner retailers’ employees and its affiliates, including relatives, up to the second degree of consanguinity or affinity are disqualified from this promo.
5. Customer’s contract must be active and in good credit standing at the time of the raffle draw to be eligible to win.
6. Customers who cancel their application will be disqualified from the draw.
7. Customers participating in this raffle may still avail of any other on-going promotions of Home Credit or its partner retailers.
8. Home Credit reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.
Per DTI Fair Trade Permit No. FTEB-151905 Series of 2022.
How to get a loan
It's easy to get a loan approved, just follow the simple steps described below.
1. Grab the offer
Fill out the form on this page to calculate your loan and check your eligibility together with all instructions via e-mail.
Not sure if you're eligible to get a loan? Check these basic requirements before you go shopping!
Who can apply?
A Filipino citizen
Only Filipino citizens are eligible to apply
Age of 18 - 68
Right in productive age? Apply today!
Employed (at least 3 months), self-employed, businessman, pensioner or receiving regular remittance
What documents to bring?
Bring 2 valid IDs
You only need to bring at least 2 valid IDs. At least 1 must be a primary ID. At least 1 must contain your current address.
SSS, PRC, Driver's license, Voter's ID, Passport, UMID
Bank account statement, Brgy. Certificate/Clearance, Certificate of Employment, Credit/Saving Card, Company ID, Electric bill, Mobile phone bill, Water bill, PAGIBIG/HDMF ID, PhilHealth Card, Phone bill, Postal ID, Remittance Slip, Salary Slip, TIN, NBI Clearance
Enjoy full transparency in our products and best in class service. Best of all, Home Credit supports you and provides solutions whatever happens throughout the term of the loan.
When applying for a loan
No Hidden Charges
We offer full transparency on our products. That means no hidden charges and all information about the loan is disclosed up front.
We can tailor-fit installment plans to match your needs! Just make sure all of your information is correct and up to date during application.
Easy, Simple, Fast
Our requirements are easy, applying is simple and approvals are fast.
We will be happy to answer all of your questions and explain the loan conditions in detail.
When maintaining our relationship
To help you pay on time and avoid late payment penalties, we'll be sending polite reminders about your due date.
You can check your loan details anytime through the My Payment portal on Home Credit website.
We value you and treat you fairly. In return, we ask only that you pay your installments on time and be open with us so we can help you out if there's a need.
Contact us anytime
You can get in touch with is via our call center, email or Facebook. Please update us on changes in your contact details.
In case of unexpected events
In case of difficult life situations, we can consider waiving penalties and offering repayment solutions for you.
And if you are unsatisfied with our services
Full Repayment without Fees
If you aren't completely satisfied with our service, you have the option of repaying your loan in full without any fees within the first 15 days upon signing the contract.
Frequently asked questions
Find answers to all your questions about our loans and financing!