Home Credit Online Payment Gateway is now available on the website!
Home Credit Online Payment Gateway is now available on the website!
You need to input the following details. Loan Account number
Loan Account Number
You need to key in the 10-digit Loan account number of the loan contract you want to pay for. It is usually found in the loan document you received when you applied for the loan or from the loan details on your My Home Credit app.
Date of Birth
You need to key in the 10-digit Loan account number of the loan contract you want to pay for. It is usually found in the loan document you received when you applied for the loan or from the loan details on your My Home Credit app.
Mobile Number
In case we need to contact you for further clarifications and updates regarding your loan, we would need to know the fastest and easiest way to reach you.
Amount to be paid
Input the minimum amount for the loan account you want to pay. Note that our payment gateway partner is not accepting payments lower than PHP 100.00. Please check your recommended payment due from your contract summary or My Home Credit mobile app to ensure seamless transaction.
Upon confirming that all details are correct, you will be redirected to our payment partners page to select your preferred payment option from the list and complete your transaction.
Once payment has been successfully transacted, you will be redirected back to Home Credit page to view your transaction receipt
Step 1:
Go to Pay Now Page
Click on the Payments tab on the navigation bar and look for the Pay Now button. Alternatively, you can click on the “Pay my Installments” button on the Cover Advisory Ribbon.
Step 2:
Enter Home Credit account details
Loan Account Number
You need to key in the 10-digit Loan account number of the loan contract you want to pay for. It is usually found in the loan document you received when you applied for the loan or from the loan details on your My Home Credit app.
Date of Birth
You need to key in the 10-digit Loan account number of the loan contract you want to pay for. It is usually found in the loan document you received when you applied for the loan or from the loan details on your My Home Credit app.
Mobile Number
In case we need to contact you for further clarifications and updates regarding your loan, we would need to know the fastest and easiest way to reach you.
Amount to be paid
Input the minimum amount for the loan account you want to pay. Note that our payment gateway partner is not accepting payments lower than PHP 100.00. Please check your recommended payment due from your contract summary or My Home Credit mobile app to ensure seamless transaction.
Step 3:
Choose Payment Option
Upon confirming that all details are correct, you will be redirected to our payment partners page to select your preferred payment option from the list and complete your transaction.
Step 4:
Complete Payment
Once payment has been successfully transacted, you will be redirected back to Home Credit page to view your transaction receipt.
Frequently Asked Questions
All HC Customers who have existing HC Accounts (POS/Cash/Credit Card-coming soon) and with active online accounts for the following:
- BPI Online
- BancNet
- UBP Online
- Grabpay
- Visa, Mastercard Debit Cards
- OTC Payments (coming soon)
Payment is made available via our HCPH Web https://homecredit.ph/pay-now/. See customer journey screen flows.
Below are the steps:
- Click on Pay Now button on either of the following entry points:
- Homepage Yellow Banner
- Under Payments in Upper Menu Homepage
- Enter account details (Loan Account Number, Date of Birth, mobile # & amount to pay)
- Agree to the Home Credit Privacy Policy
- Confirm payment details
- Redirected to Paynamics Page
- Agree to the Home Credit Terms & Conditions
- Choose payment option
- Redirected to online accounts page
- Log In
- Authorize (may require OTP)
- Confirm payment
- Once successful, transaction receipt will be displayed back to HC Web Page
Note: Payments made online may take 24-48hours before it will reflect on HC System, an SMS will be sent once payment was received.
Just be ready with your Loan Account Number (LAN) and account details for logging in to your accounts online to confirm the payments.
You will receive a transaction complete receipt and an SMS once we received your payment.
Yes, minimum amount to pay is P50.00; You can pay below or higher than your Minimum Amount Due but not lower than P50.00
Possible reasons for rejected payments are:
- Either you have an insufficient balance in your account, or
- Your account is not valid, or
- Your account is already closed
All processing fees, penalties and late charges are waived until April 30 in compliance with the Bayanihan to Heal as One Act.
For any misposted or unposted related concerns, kindly call HC CS hotline (02) 7753 5711 or send an email to info@homecredit.ph. Just be ready with your proof of successful payment (transaction ref #, date & time of payment)
