Enjoy hassle-free payment with our online payment gateway.
Enjoy hassle-free payment with our online payment gateway.
Paying for your Home Credit Loan installments? Now you can pay whenever, wherever! You can now pay with:




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For a seamless payment transaction and avoid inconvenience, please make sure all details are correct.
Please confirm your payment


7-Eleven


7-Eleven
Transaction Details
Instructions
- Visit the nearest 7 Eleven branch.
- Present the barcode or payment code.
- Pay the total amount.
- An SMS confirmation will be sent once payment has been completed.
- Receive your proof of payment from the cashier.
We encountered a system error while processing your transaction
Please try again. If this error repeats, contact us and share the transaction number below so we can assist you directly.


Unable to process your payment
Sorry we cannot process your transaction this time. We do not have an e-mail address under your Home Credit account. We will need this to process your online payment transaction.
Please call our Customer Service hotline at (02) 7753 5711 or visit our payment channel partners. See full list here
We encountered a system error while processing your transaction
Please try again. If this error repeats, contact us and share the transaction number below so we can assist you directly.
Download your transaction slip before leaving?
Save your transaction slip before leaving


Frequently Asked Questions
Frequently Asked Questions
Who can use the Pay Online feature in the Home Credit Website and My Home Credit app?
Home Credit Website
All Home Credit customers with an existing account or loan such as commodity loan, cash loan, or credit card can pay online through the My Home Credit app provided that they have a registered account in My Home credit app, a local debit card with Visa or Mastercard logo, or an active online account with Unionbank, and BPI.
My Home Credit App
All Home Credit customers with an existing account or loan such as commodity loan or cash loan, can pay online through the My Home Credit app provided that they have a registered account in My Home credit app, a local debit card with Visa or Mastercard logo, or an active online account.
How do I make a payment in the Home Credit Website and in My Home Credit app?
You can make your payment by using your most updated version of My Home Credit app. Just follow these easy steps:
- Click the "Pay" button in your My Account dashboard.
- Select Pay Online button
- Enter the amount you want to pay.
- Select payment option:
- Local Debit Cards (Visa/Mastercard)
- 1. Click Add Card and enter your correct card details then save
- 2. Check the loan details and provide authorization by clicking Confirm Payment button
- Over-the-counter: You may also pay through our payment partner stores. Select your preferred partner store and read the instructions on how to pay over-the-counter.
- Local Debit Cards (Visa/Mastercard)
- The transaction receipt will be available once payment is successful.
Note: Payments made via My Home Credit app may take 24-48 hours before it will reflect on our System. You will receive an SMS once we received your payment.
What are the requirements when I pay for my HC loan using the Pay Now feature in the web and My Home Credit app?
How do I know if the payment is successful?
Is there a minimum amount needed to make payment?
Is there any processing fee when paying online?
For BPI and Unionbank customers, it is free of charge until August 31, 2022.
For Visa/Mastercard customers, there is a processing fee of 3% on your total amount to pay per transaction starting March 18, 2022.