My Home Credit App

Easiest way to get control of your loans and finances

Apply for a loan and get approved in just 1 minute

With just a few clicks and taps, find out if you are eligible for a cash loan or a product loan in an instant.

Apply for a loan and get approved in just 1 minute

With just a few clicks and taps, find out if you are eligible for a cash loan or a product loan in an instant.

Get as low as 0% interest on your new device, furniture and more.

All you need to know about your loans all in one place, right at your finger tips

Never miss a payment date

We’ll make sure to remind you 3 days before your payment due date to avoid paying extra for penalties.

Keep track of your payment progress

We’ll help you monitor how far you are from your loan completion with an easily accessible loan details and calendar.

Call for Immediate assistance

Having a hard time with your loans? We’ll make sure to keep our lines open to hear your concerns.

Be in control of your Home Credit Card

Be in control of your Home Credit Card

Seamless Card Activation

Activate your new home credit card using the mobile app. Wherever you are.

Monitor your transactions

Take control of your spending behaviour through an overview of your credit card transactions.

Secure the way you want it

Secure your transactions by setting your credit card password. If you lose your card, block it using the app. (Hey! You can unblock it if you find it again.)

Make payments and transfers faster, simpler and secure

Scan QR codes to Pay

No need to carry your credit card or cash with you all the time. Just scan the HCPAY QR code from any merchant store to pay for your transactions.

Coming Soon!

Scan QR codes to Pay

No need to carry your credit card or cash with you all the time. Just scan the HCPAY QR code from any merchant store to pay for your transactions.

Pay bills on the go

Cut the long lines and tiring trips just to pay for your utility bills. With the My Home Credit app, you can now pay for your bills at your own home.

Buy Loads

Buy more and pay less when you purchase Mobile, Gaming and other loads using the My Home Credit app.

Discover rewarding deals and discounts with Smile Rewards

Enjoy a wide range of privileges when you register and start using the My Home Credit app.

Discover rewarding deals and discounts with Smile Rewards

Enjoy a wide range of privileges when you register and start using the My Home Credit app.

Download the My Home Credit app on Google playstore and join the 1 million people who gained an easier way to their loans and finances.

Questions? We’re here to help