Frequently Asked Questions

Back to Frequently Asked Questions

What is Membership Fee and when is it being charged?

It is the amount where in Home Credit Philippines charges the cardholder for the right to use its credit card and acquire access to other membership benefits. Once the credit card has been activated, the card holder will be charged with a monthly membership fee of Php 75 starting on the initial transaction.

But if the card is already activated, as long as they haven’t used it in any transaction, they will not be charged with the monthly membership fee of Php 75.