What are the requirements for loan application?

You are here:


  • 18 to 68 years old
  • Filipino
  • receiving regular income via employment/ business/ remittance [local or abroad] / pension) in the last 3 months
  • 2 valid IDs (at least one should reflect current address). One of the primary IDs must have the full name. One of the primary IDs must have the date of birth and all primary IDs must have the customer’s signature. other supporting documents for identification if available (ex: Pagibig ID), proof of billing (ex: electricity bill)
  • email address
  • downpayment

Please click https://www.homecredit.ph/about-us/our-partner-stores/ to check our partner store near you.

Accepted IDs are:


  • SSS
  • GSIS
  • TIN
  • UMID
  • Driver’s License (Professional, Non-professional, Student and Conductor’s License)
  • Voter’s ID
  • PRC
  • New version and brown Postal ID (brown postal ID is only valid until May 2019)


  • PhilHealth
  • old version Postal ID
  • NBI
  • Company ID
  • Savings/Credt/Payment card
  • Remittance [local or abroad]
  • Water Bill
  • Landline Bill
  • Mobile Bill
  • Electricity Bill
  • Certification of Employment
  • Salary slip
  • Bank statement
  • Barangay certificate/clearance
  • Cable Bill
  • Internet Bills